Debtfree Magazine November 2018

Others would really like to get rid of their smaller debts so that they can
regain financial control over their situation and stop being forced to pay
heavy penalties and interest fees for making use of short term credit. Debt
review could help them do this.
Finally, some just want to get out of debt. They want to clear the slate and
not owe anyone anything. They want to settle their small and large debts
no matter what it takes. Debt review gives them a plan and way to do this
within a reasonable period of time.
Debt Counsellors often assume that their clients want to get the full benefit
of debt review and would like to settle all their debts entirely. This is, after
all, the basic idea of debt review. The challenge they then face is to help
those who start debt review with some other goals to then adopt this
ultimate goal: to get out of debt.
That said, their client may simply want to use the process to regain control
and gain the time and breathing space they need to turn things around
financially in their lives. In such a case the Debt Counsellor will also be
able to assist the consumer to leave the process earlier but it takes good
communication between Counsellor and client to ensure they are both on
the same page.