Debtfree Magazine November 2018

In many ways the challenge of sticking to debt review and seeing it
through is similar to that of starting a new diet or exercise routine.
At first, it is all fun and new but over time, as it becomes routine, you
need real commitment to see things through.
Starting a new Diet
All your research
tells you this is the
right diet for you.
You picture yourself
shedding those extra
Kgs.
What at first was fun
is now becoming
routine and boring.
All the people around
you are eating
delicious naughty
stuff making it hard
for you to stick to
your diet. Those kgs
are stubbornly still
hanging around.
Joining a Gym
They offer you a
month for free and
a personal trainer
shows you the
exercises that will help
you get in shape.
After the initial
excitement you
struggle to get to gym
regularly. Work and
social commitments
start to get in the way.
You see little progress
and get disheartened.
It has been a few
weeks. Why don’t you
look ripped yet?
Entering Debt Review
The benefits are
many. No more
collection calls,
reduced monthly debt
repayments. What’s
not to like?
After the initial
honeymoon period
all you do is pay and
pay. You seem to
make little progress.
Unexpected bills
come along placing
pressure on your
reduced monthly
budget. You feel like
you are not making
any progress.