Annual Report 2002 (pdf, 1319K) - WestLB

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WestLB Group in the 2002 Financial Year Key Figures WESTLB GROUP 2002 2001* in millions € € Total assets 265,601 264,049 Business volume 396,916 416,216 Credit volume 261,342 274,217 Certificated liabilities 58,148 54,423 Deposits 182,594 181,555 Capital and reserves 12,861 15,184 Nominal volume of derivatives 2,258,257 2,066,932 Net interest income 1,541 1,995 Net commission income 692 773 Net result from trading operations 177 185 Personnel expenses 1,218 1,354 Other administrative expenses 1,056 1,260 Operating result after provision for risks – 1,580 178 Profit/loss before taxes – 1,668 143 Staff (Banking Group**) 8,779 9,465 * After division and the at-equity consolidation of Landesbank Rheinland-Pfalz and Landesbank Schleswig-Holstein; computed figures for WestLB AG Group ** excluding jointly-managed companies BIS overall ratio 10.1% BIS core capital ratio 5.8% Overall ratio according to Principle I 10.5% Return on equity – 27.9% Cost-income ratio 86.1% Ratings Short Term Long Term Moody’s P-1 Aa1 Standard & Poor’s A-1+ AA+ FITCH Ratings F1+ AAA
Contents 1 Mission Statement 2 The Company 4 A New Force in the Marketplace 7 Milestones 2002 8 Chairman’s Statement 12 Targets 14 Managing Board 16 People and Markets 18 Focus on Solutions 20 Lending Business 22 Specialised Finance 28 Trading 34 Services 38 Equity Investments 41 Landesbanks 42 Sparkassen 44 Public-Sector Clients 46 Bringing People Together 50 Financial Report 52 Statement of Financial Condition 104 Balance Sheet 108 Statement of Income 110 Statement of Changes in Shareholders’ Equity 111 Notes to the Annual Accounts 162 Report of the Supervisory Board 166 Names and Locations 168 Governing Bodies 174 Addresses 178 Business Units 180 Glossary
Page 1: XWa
Page 5 and 6: A Leap into a New Era. WestLB AG Ha
Page 7 and 8: The Company An exciting and challen
Page 9 and 10: The Company People and Markets Fina
Page 11 and 12: Milestones 002 August 30, 2002 - We
Page 17 and 18: 65% It is the declared objective of
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The Company People and Markets Fina
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Financial Report Statement of Balan
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XWa Dedication you can count on.
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XWG WestLB AG Herzogstraße 15 4021
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Annual Report 2002 (pdf, 1319K) - WestLB

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