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294 69 77; qronikaqronika@gmail.com dazRvevis kulturis dazRveva riskebisgan Tavdacvis nino tabaRua saSualebas warmoadgens, romelic ormxriv _ damzRvevisa da dazR- veulis sargebelzea dafuZnebuli. igi riskis marTvis erTg- vari saxea, romelic dazRveul pirovnebas saSualebas aZlevs, didi zarali Tavidan aicilos. sainteresoa, rom pirveli sadazRvevo kompania saqarTveloSi 1990 wels daarsda da esec xsnis faqts, Cvens qveyana- Si dazRvevis kultura rom jerac araa myarad fexmokidebuli, Tumca amaSi mTavrobis rolic, calsaxad, umniSvnelovanesia. Tavidan qveyanaSi registrirebuli sadazRvevo kompaniebis raodenoba gacilebiT bevri iyo, vidre axlaa. dReis mdgomareobiT, am mimarTulebiT sadazRvevo kompaniaTa asociaciac gvaqvs, romelSic 12 sadazRvevo kompania Sedis, maTi nawili ki komerciuli bankebis araprofilur biznessac warmoadgens, rac adekvaturad aisaxeba bazarze maT mier mopovebul mowinave adgilsa da am kompaniebSi dazRveuli adamianebis raodenobazec. asociaciaSi Semavali kompanie- bia: „jipiai holdingi”, „ai si jgufi”, „dazRvevis saerTaSoriso kompania iarao”, „imedi L”, „dazRvevis kompania qarTu” „saerTaSoriso sadazRvevo kompania kamara”, „unisoni”, „standart dazRveva saqarTvelo”, „Tibisi dazRveva”, „global benefits jorjia”, „alfa”. zogadi statistikiT, msoflioSi, ganviTarebul qveynebSi, sadazRvevo kompaniebis mier moziduli premia mSp-s 8%-s warmoadgens, ganviTarebad qveynebSi ki igi 3%-ian maCvenebelsac ver uaxlovdeba. Cvens qveyanaSi, am mxriv, gasul wels 2%- iani maCvenebelic ki ar gvqonda dafiqsirebuli, rac calsaxad sferos warumateblobaze miuTiTebs. mTeli rigi reformidan da xmauriani ganxilvebidan gamomdinare, saqarTvelos mosaxleobis TiTqmis yvela fenam da moqalaqem icis janmrTelobis dazRvevis Sesaxeb da swored es mimarTuleba dgas pirvel adgilze sadazRvevo sferoSi. samedicino dazRvevas sul 45%- iani wili aqvs, rac larebSi 175 milion erovnul valutas warmoadgens. am maCvenebels 10 26 milioniT CamorCeba qonebis dazRveva, romelic meore adgilzea. avtomanqanebisa da sxva satransporto saSualebebis dazRvevas rac Seexeba, romelic msoflioSi Zalian didi popularobiT sargeblobs, mas 60- milioniani daintereseba aqvs saqarTveloSi. rac Seexeba sicocxlis dazRvevas (romelsac wina nomrebSi calke statia mivuZRveniT), misi wili 7%-s Seadgens. Zalian sainteresoa, riT aris gamowveuli msgavsi maCveneblebi Cvens qveyanaSi da ra mdgomareobaa dRes am mimarTulebiT? devi xeCinaSvili „qronika+~ saqarTvelos sadazRvevo kompaniaTa asociaciis Tavmjdomares _ devi xeCinaSvils esaubra: _ mTavari mizezi is aris, rom Cvens mosaxleobas, biznesseqtorsa da mTavrobas, ase vTqvaT, sadazRvevo kultura dabali aqvs. anu sadazRvevo kulturis gamoyenebis Cveva da tradicia Zalian dabalia, istoriulad ase Camoyalibda _ es aris ZiriTadi safuZveli. iseTi RonisZiebebi, romlebic mTel msoflioSi sadazRvevo kulturas aviTarebda, rogoric aris savaldebulo dazRvevebi, saqarTveloSi wlebis manZilze ar gamoyenebula, anu mTavrobac im riskebis marTvisTvis, romelzedac pasuxismgebelia, rogorc wesi, dazRvevas ar iyenebda. yovel SemTxvevaSi, klasikur modelebs ar iyenebda, Tumca iyo erTi gamonaklisi _ saxelmwifo sadazRvevo programebi, romlebic saqarTveloSi 2008 wlidan 2014 wlamde moqmedebda da romelmac, sxvaTa Soris, mniSvnelovani Sedegi gamoiRo kidevac, _ faqtobrivad, amis fonze nebayoflobiTi dazRveulebis raodenoba jandacvis sferoSi gaaTmagda. anu am sistemam imuSava, roca igi arsebobda. kidev erTi Tema arsebobs, romelic udavod uSlis xels ganviTarebas: yvelam viciT, rom dazRveva _ es aris instrumenti, romelic, momaval dRes, moRvaweobas, biznesis dagegmvas astabilurebs da safrTxes uqmnis riskebs, Tumca, amavdroulad, Cveni moqalaqeebi dRevandeli dRis problemebis mogvarebaSi arian CarTulebi da naklebad fiqroben xvalindel dReze, es ki im obieqturi realobidan gamomdinare, romel- Sic cxovreba gviwevs. am or ZiriTad mizezTagan pirveli umTavresia. sxva qveynebSic yofila msgavsi SemTxvevebi _ utradicioba, dazRvevis kulturis arqona, Tumca mogvarebula. saer- Tod, dazRveva ar aris, maincdamainc, mdidari xalxis instrumenti _ imaT isedac SeuZliaT moagvaron, gamoasworon saqme, gaumklavdnen zarals. amitom mainc, vfiqrob, rom Zalian mni- Svnelovania da SeiZleba, saqarTveloSi mdgomareoba ise Seicvalos, rom mTavrobam, rogorc qveynis liderma, dazRvevis gamoyeneba daiwyos riskebis marTvisTvis, rac im adamianebis masas Seqmnis, romlebic sadazRvevo urTierTobebSi er- Tgvari iZulebiT imuxtebian da mere nel-nela mieCvevian, sike- Tes naxaven aqedan da ase, etapobrivad Secvlis es srul mdgomareobas. dResdReobiT erTaderTi masobrivi, rac aris, esaa janmrTelobis dazRveva da naxevar milionze met adamians aqvs igi nebayoflobiTad. satransporto saSualebebis dazRveva ki, `mesame piris pasuxismeblobis dazRvevebis nawilSi kanonproeqtis pirveli paketia Sesuli parlamentSi, albaT, sabolood, seqtemberSi morCebian ganxilvas, iq Semodis saqarTveloSi araregistrirebuli manqanebis mflobelebis pasuxismgeblobis dazRveva, satranzito da ucxouri moZraoba. premierma ganacxada es da Cvenc ukve viwyebT amaze muSaobas ise, rom 2019 wlidan savaldebulo gaxdes avtomflobelis samoqalaqo pasuxismgeblobis dazRveva, anu avtomflobeli Tavis moZraobisas sxvas rom miayenebs zians, is unda iyos anazRaurebuli sadazRvevo kompaniis mier. kanonproeqtSi am mimarTulebiT cvlileba iqneba da es mTavrobas saSualebas micems, rom masobrivi TavSeyris adgilebSi sadazRvevo urTierTobebi danergos~ romelsac, tradiciulad, meore adgili uWiravs da erTerTi yvelaze didi, gavrcelebuli ganxraa mTel msoflioSi, CvenTan Zalian mcired aris, imis gamo, rom ar arsebobs sadaz- Rvevo aucilebloba, Tumca amaze mTavrobam ganacxada, rom ukve am mimarTulebiT nabijebis gadadgmasa da cvlilebis ganxorcielebas gegmavs. Cven, saqarTveloSi, daaxloebiT, 200 000 registrirebuli manqana gvyavs, maTgan, daaxloebiT, 70 000-ia mxolod dazRveuli. uaresi suraTia qonebis dazRvevis TvalsazrisiT, rogorc korporaciul nawilSi, ise individualurSi. individualuri qoneba TiTqmis ar aris dazRveuli, radgan adamianebi ar fiqroben imaze, rom xval SeiZleba xanZari an miwisZvra moxdes. arada, es mudmivad xdeba da bolodroindeli movlenebi amis mkafio magaliTia. am yvelafris mosagvareblad saWiroa, rom, upirveles yovlisa, mainc, savaldebulo dazRvevebi Semoitanos mTavrobam im nawilSi, sadac misi pasuxismgeblobaa. e. w. mesame pirebisadmi dakisrebuli pasuxismgebloba, sadac aris maRali riski, es aris avtomobilebis sferoSi, sazogadoebrivi TavSeyris adgilebsa da a. S., rogorc yvelganaa, msoflioSi. araferi gansakuTrebuli amaSi ar aris. mTavrobam Tavisi wili lideroba unda gamoamJRavnos. aqamde ise xdeboda, rom mTavroba yovelTvis ambobda, daz- Rveva kargiao, magram mas ar iyenebda Tavisi problemebis mogvarebisTvis. masobrivi Tav- Seyris adgilebSi xom vxedaT, rom zogjer sastumroebi iwvis, 26 N26 (203) 18.07-24.07.2017 w.
294 69 77; qronikaqronika@gmail.com arqona saqarTveloSi _ yvelgan winaswar mogvarebulia amis Sedegebis anazRaureba, mTavari idea xom eg aris, rom SeiZleba moxdes xanZari, miwisZvra, SeiZleba adamiani avtokatastrofaSi moyves, magram aman ar unda Seawuxos yvela garSemo, ar daangrios is ojaxi, ar Seawuxos mTavrobac, maT Soris. magisTvisaa es gamogonebuli da sistemaSi ayvanili. ukve, faqtobrivad, mesame piris pasuxismeblobis dazRvevebis nawilSi kanonproeqtis pirveli paketia Sesuli parlamentSi, albaT, sabolood, seqtemberSi morCebian ganxilvas, iq Semodis saqarTveloSi araregistrirebuli manqanebis mflobelebis pasuxismgeblobis dazRveva, satranzito da ucxouri moZraoba. premierma ganacxada es da Cvenc ukve viwyebT amaze muSaobas ise, rom 2019 wlidan savaldebulo gaxdes avtomflobelis samoqalaqo pasuxismgeblobis dazRveva, anu avtomflobeli Tavis moZraobisas sxvas rom miayenebs zians, is unda iyos anazRaurebuli sadazRvevo kompaniis mier. kanonproeqtSi am mimarTulebiT cvlileba iqneba da es mTavrobas saSualebas micems, rom masobrivi TavSeyris adgilebSi sadazRvevo urTierTobebi danergos. magaliTad, bazrobebi. yvelam Zalian Segvawuxa bolodroindelma xanZrebma, dazRveulebi rom yofiliyvnen, mere movaWrec uzrunvelyofili, kompensirebuli iqneboda. vnaxoT, nel-nela ukeTes mdgomareobamde mivalT, am mimarTulebiT Tu gavagrZeleT siaruli. swored savaldebulo dazRvevebia is instrumenti, romliTac adamiani sadazRvevo urTierTobebSi erTveba, eCveva mis gamoyenebas da Semdgom ukve nebayoflobiTac iwyebs amaze fiqrs. giorgi kepulaZe _ organizacia „sazogadoeba da bankebis” prezidenti: _ dazRvevis dabali kultura arsebobs da misi ganviTarebaa saWiro. me rac sadazRvevo kompaniebis warmomadgenlebisa da sxvadasxva asociaciis xelmZRvanelebis mier gamoxatuli azri momismenia, isini amboben, rom saWiroa saxelmwifos mxridan garkveuli moqmedebebi: pirveli nabiji, romelic uSualod xels Seuwyobs daz- Rvevis ganviTarebas da rigiTma moqalaqeebma, biznesmenebma, SeiZleba, TavianTi janmrTeloba, qoneba, biznesebi daazRvion. amis ganviTarebas sWirdeba wlebi da ase martivad ar modis. ZiriTadad xdeba xolme, rom N26 (203) 18.07-24.07.2017 w. `dazRveva didi cifrebis Teoriaa! pirobiTad, me Tu var dazRveuli da araferi damemarTa, maSin momgebiani rogoraa CemTvis?! sadazRvevo kompanebi rom arseboben, e. i, saboloo jamSi, mogebaSi rCebian, xom?! mTeli qveynis masStabT sadazRvevo biznesi radgan momgebiania, e. i. maT ekonomika ufro mets uxdis, vidre TviTon anazRaureben. aqedan gamomdinare, ekonomikuri agentebisTvis ar aris es momgebiani. aq erTi rames - riskebis dazRveva niSnavs imas, rom Tqven didi zarali ar mogadgeT. mirCevnia, naklebi da periodulad `vizaralo~ (dazRvevis yovelTviuri procentis gadaxdiT), rom didi zarali ar miviRo - es aris flosofia. martivia! aqedan gamomdinare, me unda mqondes am naklebi zaralis saSualeba, rom didisgan davizRvio Tavi, magram Tu ar maqvs amis saSualeba, vriskav da mindobili var beds, an RmerTs, rom didi zarali ar momadgeba~ raRac cudi magaliTis Semdeg iwyeben adamianebi dazRvevaze zrunvas. vTqvaT, bolo dros gvaxsovs, xanZari rom moxda „bavSvTa samyaroSi”, am movlenis Semdeg „eliavas bazrobis” teritoriaze mets hqonda ukve dazRveuli Tavisi qoneba. es drois sakiTxia. garkveuli nabijebis gadadgma am mimarTulebiT dagegmilia da, albaT, gadaidgmeba kidec. saxelmwifos im donemde SeuZlia Careva, sanamdec ufleba aqvs. damatebiTi regulaciebis kuTxiT Careva saWiro ar aris. Cven garkveuli valdebulebebic unda SevasruloT, romelic DCFTI-is Rrma da yovlismomcveli Tavisufali vaWrobis Sesaxeb SeTanxmeba gva- Zlevs, ris mixedviTac, raRac tipis dazRvevebi unda ganvavi- TaroT qveyanaSi, Tu gvinda, rom evropuli ojaxis nawili gavxdeT. am mxrivac mouwevs saxelmwifos raRac nabijebis gadadgma. RmerTma nu qnas, magram warmovidginoT, raWaSi 90-ian wlebSi momxdari simZlavris miwisZvra TbilisTan axlos rom moxdes, TiTqmis yvelaferi ganadgurdeba da dazRveuli, faqtobrivad, araferi aRmoCndeba! problema esec aris. ratom warmoiqmna veris adidebis Semdeg problema? imitom, rom es moxda TbilisSi, mWidrod dasaxlebul adgilas, Torem welsac moxda wyaldidoba regionSi, Tumca aravis uzrunia masze, radgan, sabednierod, msxverpli ar mohyolia meCxrad dasaxlebis gamo. swored zemoT aRniSnuli faqtis Semdeg dadga dazRvevis sakiTxi da mosaxleoba mixvda, rom raRac unda daaz- Rvios. anu roca raRac problema warmoiqmneba, mere viwyebT fiqrs dazRvevaze. am mimarTulebiT erToblivad muSaoba, sadazRvevo produqtebis ukeT SefuTvaa saWiro kompaniebis mxridan da nel-nela win wavalT. `saWiroa saxelmwifos mxridan garkveuli moqmedebebi: pirveli nabiji, romelic uSualod xels Seuwyobs dazRvevis ganviTarebas da rigiTma moqalaqeebma, biznesmenebma, SeiZleba, TavianTi janmrTeloba, qoneba, biznesebi daazRvion. amis ganviTarebas sWirdeba wlebi da ase martivad ar modis. ZiriTadad xdeba xolme, rom raRac cudi magaliTis Semdeg iwyeben adamianebi dazRvevaze zrunvas. vTqvaT, bolo dros gvaxsovs, xanZari rom moxda `bavSvTa samyaroSi~, am movlenis Semdeg `eliavas bazrobis~ teritoriaze mets hqonda ukve dazRveuli Tavisi qoneba. es drois sakiTxia~ vaJa kapanaZe vaJa kapanaZe _ ekonomikis eqsperti: _ sadazRvevo seqtori rom ganviTardes, ekonomika unda iyos Zlieri da meorec, ZiriTadad, sadazRvevo kompaniebi unda iyon didi finansuri resursebis matareblebi. CvenTan, samwuxarod, es sadazRvevo kompaniebi ufro evropis msxvili kompaniebis agentebi arian, imitom, rom, ZiriTadad, am riskebis gadazRveva xdeba evropis sadazRvevo kompaniebSi. meore _ garkveulwilad, TviTon bizness imdenad mwiri Semosavali aqvs, rom uWirs sadazRvevo momsaxurebis gadaxda. adre iyo mcdeloba, rom savaldebuloc ki gaexadaT daz- Rveva. magaliTad, xanZarsawinaaRmdego dazRveva erTi periodi savaldebulo iyo, magram giorgi kepulaZe Semdeg gaauqmes. ekonomika ar aris imdenad Zlieri, ekonomikur agentebs imis SesaZlebloba hqondeT, rom TavianTi riskebi gadaazRvion. dazRveva didi cifrebis Teoriaa! pirobiTad, me Tu var dazRveuli da araferi damemarTa, maSin momgebiani rogoraa CemTvis?! sadazRvevo kompanebi rom arseboben, e. i, saboloo jamSi, mogebaSi rCebian, xom?! mTeli qveynis masStabT sadazRvevo biznesi radgan momgebiania, e. i. maT ekonomika ufro mets uxdis, vidre TviTon anazRaureben. aqedan gamomdinare, ekonomikuri agentebisTvis ar aris es momgebiani. aq erTi rames _ riskebis dazRveva niSnavs imas, rom Tqven didi zarali ar mogadgeT. mirCevnia, naklebi da periodulad „vizaralo” (dazRvevis yovelTviuri procentis gadaxdiT), rom didi zarali ar miviRo _ es aris flosofia. martivia! aqedan gamomdinare, me unda mqondes am naklebi zaralis saSualeba, rom didisgan davizRvio Tavi, magram Tu ar maqvs amis saSualeba, vriskav da mindobili var beds, an RmerTs, rom didi zarali ar momadgeba. magaliTad rom aviRoT soflis meurneoba, aq, setyvis sawinaaRmdego dazRvevis safasuri imdenad maRalia, rom ar uRirs glexs, ver gadaixdis, amitom ereva mere am saqmeSi saxelmwifo, masac urCevnia, rom naklebi daxarjos, vidre bevri aunazRauros setyvis Semdeg. movaWreebsac uWirT dazRveva imitom, rom maTi rentabeloba ar aZlevs amis saSualebas, mere araferi ar rCebaT maT. indmewarmeebi, romlebic dReSi 100 laris Semosavlis gamo dganan gareT, maT ra unda daazRvion, rogor unda gadaixadon?! ai, Tu dazRveva savaldebulo gaxdeba, mere iZulebulebi iqnebian, rom gadaixadon. es ukve aris didi cifrebis Teoria, rogorc vTqvi, rac ufro meti dazRveulia, es sadazRvevo kompaniisTvis ukeTesia, radgan is Semdeg Tavis gadasaxads amcirebs. saboloo jamSi, mainc rTuli sakiTxia, kontrolic sWirdeba, rom monopoliuri struqturebi ar Caerion saqmeSi da ar iyos karteruli garigebebi. 27
Page 1 and 2: CIAN MAGENTA YALLOW BLACK 294 69 77
Page 3 and 4: qmna. sxvaTa Soris, es voluntaristu
Page 5 and 6: 294 69 77; qronikaqronika@gmail.com
Page 7 and 8: maka mosiaSvili 599 97 25 55 dRes S
Page 9 and 10: zustad vici, erTic da meorec mipasu
Page 13 and 14: evaz SatakiSvili seriozulad rom Sex
Page 15 and 16: politikuri partiebi, TavisTavad, ga
Page 17 and 18: teresebi gaitanos demokratiuli arCe
Page 21 and 22: aseT adamians ratom unda emarTa qve
Page 23 and 24: gela mamulaSvili 599 45 50 26 okupi
Page 25: Tamar batiaSvili 593 61 74 15 13 iv
Page 29 and 30: odenobaze ar aris damokidebuli. mos
Page 33 and 34: maka mosiaSvili 599 97 25 55 cnobil
Page 35 and 36: meore dilas davtove saxli da mamaCe
Page 37 and 38: `azerbaijaneli bavSvebisTvis saqarT

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