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Almanach PZF r. VII_Faktoring 2017

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44 | John brehcist<br />

Finally, let’s look at respondents’ perceptions regarding the potential<br />

impact of fintech on the industry. This area is on increasing interest to<br />

the traditional Industry; as yet the volume penetration is very small (for<br />

example, in the UK, one of the more mature markets for fintech, the penetration<br />

is still only just over 1% of the total market) but the potential for<br />

competition and co-operation is significant.<br />

Fintech: potential to improve small client<br />

risk assessment?<br />

low medium high<br />

31%<br />

20%<br />

49%<br />

Fintech: potential to facilitate due diligence?<br />

low medium high<br />

34%<br />

23%<br />

43%<br />

<strong>Faktoring</strong>. <strong>Almanach</strong> Polskiego Związku Faktorów • 5 (2015)

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