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2012 Hot Topics in Retirement - Aon

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27%<br />

27%<br />

14%<br />

14%<br />

12%<br />

(n ranges from 163 to 195)<br />

Investment Policy Twenty-seven percent of employers <strong>in</strong>tend to change their pension plan<br />

<strong>in</strong>vestment policy <strong>in</strong> <strong>2012</strong> to reduce potential volatility <strong>in</strong> the future; this is<br />

similar to 2011 results.<br />

Deal<strong>in</strong>g With Increase <strong>in</strong><br />

<strong>Retirement</strong>-Eligibles<br />

Plans to Change Pension Plan Investment Policy <strong>in</strong> <strong>2012</strong><br />

Yes<br />

27%<br />

No<br />

73%<br />

(n=234)<br />

Increas<strong>in</strong>g the level of automation,<br />

self-service, and/or Web access to<br />

pension plan participants<br />

Outsourc<strong>in</strong>g additional services to an<br />

outside party<br />

Noth<strong>in</strong>g; we do not anticipate any<br />

demographic changes impact<strong>in</strong>g<br />

our plan<br />

Increas<strong>in</strong>g communication about the<br />

retirement process<br />

Noth<strong>in</strong>g; we are well equipped to deal<br />

with the demographic changes<br />

While many def<strong>in</strong>ed benefit plan sponsors <strong>in</strong>dicate that they are<br />

well equipped to deal with expected demographic changes or that they do<br />

not anticipate any demographic changes to impact their plan, one <strong>in</strong> four<br />

plan sponsors are very likely to <strong>in</strong>crease communication with plan participants<br />

as they approach retirement. Nearly one <strong>in</strong> five also <strong>in</strong>tend to outsource<br />

additional services to an outside party.<br />

Action Plan to Deal With Increase <strong>in</strong> Number of <strong>Retirement</strong>-Eligible Participants<br />

Completed<br />

Recently/<br />

Not Needed Actions<br />

38 <strong>Aon</strong> Hewitt<br />

Likely to O�er <strong>in</strong> <strong>2012</strong><br />

(Among Those Plans That Do Not Currently O�er)<br />

Very<br />

Likely<br />

16%<br />

8%<br />

29%<br />

25%<br />

33%<br />

Somewhat<br />

Likely<br />

27%<br />

10%<br />

21%<br />

39%<br />

28%<br />

Somewhat<br />

Unlikely<br />

22%<br />

16%<br />

16%<br />

19%<br />

14%<br />

Very<br />

Unlikely<br />

35%<br />

66%<br />

34%<br />

18%<br />

25%

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