2012 Hot Topics in Retirement - Aon
2012 Hot Topics in Retirement - Aon
2012 Hot Topics in Retirement - Aon
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Likely Changes to Retiree Health Benefits Projected <strong>in</strong> 2013<br />
Likely Changes <strong>in</strong> 2013<br />
Increase retiree contributions to premiums<br />
Change Medicare Rx/Part D strategy<br />
Increase retiree plan design cost-shar<strong>in</strong>g<br />
requirements<br />
Facilitate retiree purchase of <strong>in</strong>dividual<br />
medical <strong>in</strong>surance<br />
Tighten restrictions on new retiree<br />
eligibility<br />
Introduce Medicare Advantage plans<br />
Term<strong>in</strong>ate subsidized benefits for some/all<br />
future retirees<br />
Introduce HSA-compatible HDHP<br />
(high-deductible health plan)<br />
Move to a pure def<strong>in</strong>ed contribution<br />
subsidy approach through a health<br />
reimbursement arrangement (HRA)<br />
Introduce a new premium subsidy cap for<br />
a group that was previously uncapped<br />
Term<strong>in</strong>ate Medicare Advantage plans<br />
Term<strong>in</strong>ate subsidized benefits for some or<br />
all current retirees<br />
(n ranges from 77 to 177)<br />
Very<br />
Likely<br />
43%<br />
26%<br />
21%<br />
9%<br />
9%<br />
7%<br />
6%<br />
6%<br />
5%<br />
3%<br />
3%<br />
3%<br />
Somewhat<br />
Likely<br />
35%<br />
16%<br />
32%<br />
21%<br />
11%<br />
15%<br />
10%<br />
16%<br />
10%<br />
9%<br />
3%<br />
6%<br />
Somewhat<br />
Unlikely<br />
7%<br />
22%<br />
20%<br />
22%<br />
18%<br />
19%<br />
15%<br />
16%<br />
21%<br />
21%<br />
21%<br />
12%<br />
Very<br />
Unlikely<br />
15%<br />
47%<br />
28%<br />
48%<br />
62%<br />
59%<br />
69%<br />
62%<br />
65%<br />
67%<br />
74%<br />
79%<br />
<strong>Aon</strong> Hewitt 47
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