Download - BMW Group

RETURN ON EQUITY (ROE) FINANCIAL SERVICES.
35%
30%
25%
20%
15%
10%
5%
0%
-5%
in %
18.1%
ADDITIONAL RISK PROVISIONS IN 2008.
Automotive Segment:
EUR 911 million
residual values
Total: EUR 1,968 million
Financial Services
segment:
EUR 1,057 million
EUR 363 million
credit losses
EUR 694 million
residual values
9.2%
1)
26.1%
29.4% 2)
2007 2008 2009 2010 2011 2012
3)
21.2%
-7.3%
-10%
1) FY-10 RoE includes a positive PBT effect of EUR 122 million from better than expected off-lease business (adjusted RoE: 23.5%).
2) FY-11 RoE includes a positive PBT effect of EUR 439 million from adjustment of residual value and credit risk provisions and a better than expected off-lease
business (adjusted RoE: 22.2%)
3) FY-12 EBT includes a positive effect of EUR 124 million from better than expected off-lease business (adjusted RoE: 19.6%).
BMW Group Investor Presentation, June 2013 Page 78