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ERIM PhD Reference Guide

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The EUR has negotiated an extensive health insurance package for its employees.<br />

These negotiations have resulted in a policy with attractive premiums, a wide range<br />

of options and attractive supplementary terms with the health insurance company<br />

Zilveren Kruis Achmea.<br />

Here is a brief list of the benefits of participating in the EUR’s group scheme:<br />

A 10% discount on Zilveren Kruis Achmea’s basic premium<br />

A 15% discount on a wide selection of supplementary policies<br />

Children are also insured free of charge on the supplementary insurance<br />

policies taken out by their parents<br />

No medical examination is required for acceptance for the basic insurance or<br />

the supplementary insurance (with the exception of class insurance policies<br />

and the 2 and 3‐star dental insurance, unless you can demonstrate that you<br />

already have a similar policy.)<br />

Freedom to choose your health care providers<br />

A guarantee of care for around 400 medical treatments at selected care<br />

institutions: you will be able to make an appointment with a specialist within<br />

five days and can then be treated within the next ten days (for other<br />

treatments, you can use Zilveren Kruis Achmea’s mediation service)<br />

The HR department will provide you with more information.<br />

IPAP (Disability Pension Top‐Up Plan)<br />

The Loyalis insurance company has an insurance scheme (IPAP) covering the<br />

consequences of total or partial incapacity for work. IPAP guarantees that your<br />

income stays at 70% in the case of partial or full disablement. Without this insurance<br />

you could experience a sharp drop in income due to disablement. The HR<br />

department can provide you with more information.<br />

Car Insurance<br />

There is also a collective agreement for car insurance with Marsh. The HR<br />

department can provide you with more information.<br />

Moving Costs<br />

If your address before accepting your job at RSM or ESE was more than<br />

75 kilometres from Rotterdam, you could be entitled to receive a contribution<br />

towards the moving costs. The costs of transport of your furniture can be reimbursed<br />

and a fixed amount up to a maximum of € 7,750 can be paid as a compensation for<br />

settling‐in expenses.<br />

Ask your HR department for the exact conditions before you make any<br />

arrangements.<br />

http://www.eur.nl/english/staff/employment_conditions/reimbursements/reimburs<br />

ement_of_moving_costs/<br />

Housing<br />

If you are looking for accommodation you might find the following links to housing<br />

corporations helpful:<br />

http://www.stadswonen.nl/<br />

http://www.directwonen.nl/<br />

5 Appointment and Facilities 37

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