The Challenges of Growing Small Businesses - International Labour ...

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MSE NBS NGOs PRSP ReMSEDAs SADC SAP SEED SIDO SME SUWATA TAFOPA TBS TCCIA TEVET TITBs TOT UDEC UDSM UNIDO UNCTAD UNDP UNFPA URT VETA VIBINDO WADs WDF Micro and Small Enterprises National Bureau of Statistics (Tanzania) Non-Government Organizations Poverty Reduction Strategic Program Regional Micro and Small Enterprises Development Agencies (Ethiopia) Southern Africa Development Community Structural Adjustment Programme Small Enterprise Development (Organization in Tanzania) Small Industries Development Organization (Tanzania) Small and Medium Enterprise Shirika la Uchumi la Wanawake Tanzania (Business Association) Tanzania Food Processing Association Tanzania Bureau of Standards Tanzania Chamber of Commerce, Industry and Agriculture Technical Education Vocational and Entrepreneurship Training Trade Industry and Tourism Bureaux (Ethiopia) Training of Trainers University of Dar es Salaam Entrepreneurship Centre University of Dar es Salaam United Nations Industrial Development Organization United Nations Conference on Trade and Development United Nations Development Programme United Nations Fund for Population Activities United Republic of Tanzania Vocational Education and Training Authority (Tanzania) Viwanda na Biashara Ndogondogo (Business Association Tanzania) Women Affairs Divisions (Ethiopia) Women Development Fund (Tanzania) xii
WED WED Study WEDAZ WEPC WEDGE ZCSMBA ZFAWIB Women’s Enterprise Development The Jobs, Gender and Small Enterprises in Africa – a study on Women’s Enterprise Development as detailed in this report Women Entrepreneurship Development Association of Zambia Women’s Enterprise Promotion Centre (Ethiopia) Women’s Entrepreneurship Development and Gender Equality (Team within IFP/SEED, ILO) Zambia Chambers of Small & Medium Business Association Zambia Federation of Associations of Women in Business xiii
Page 1 and 2: SEED Working Paper No. 47 Series on
Page 3 and 4: Foreword The ILO’s Programme on B
Page 5 and 6: Table of contents Foreword ........
Page 7 and 8: 5.2.2 Abilities, skills, and experi
Page 9 and 10: Executive summary This report provi
Page 11: Acronyms AEMFI BDS CSA CSO COMESA E
Page 15 and 16: The Gender lexicon Gender was taken
Page 17 and 18: 1. Introduction and background 1.1
Page 19 and 20: 1.2 Aims and objectives In associat
Page 21 and 22: Phase Two (July-Oct 2002) Workshop
Page 23 and 24: • The Enterprise Level, as relate
Page 25 and 26: • The Enabling Environment for En
Page 27 and 28: (ii) Degree of Formality Another ch
Page 29 and 30: 1.4 The Structure of the report Thi
Page 31 and 32: The lack of up-to-date and comprehe
Page 33 and 34: employees, marketing and resources,
Page 35 and 36: eluctant to make legal agreements w
Page 37 and 38: Most of the existing research would
Page 39 and 40: promotional activities, may be ques
Page 41 and 42: Tanzania, the Women and Gender Deve
Page 43 and 44: Throughout the preliminary reports,
Page 45 and 46: 3. Jobs, gender and enterprise in A
Page 47 and 48: • In Tanzania, there was a greate
Page 49 and 50: 4. Profiles of women entrepreneurs
Page 51 and 52: networking skills for business. Ind
Page 53 and 54: Table 6: The primary reasons given
Page 55 and 56: Table 7: Type of business by sector
Page 57 and 58: This reliance on personal sources o
Page 59 and 60: and JUDAI, 2002). The WED Study fin
Page 61 and 62: 4.4.2 Why formalize? The women entr
Page 63 and 64:
Table 13: Forms of business develop
Page 65 and 66:
employment practices, signs of impr
Page 67 and 68:
Table 16: Number of employees at st
Page 69 and 70:
premises, and this factor constrain
Page 71 and 72:
cent of women able to name credit a
Page 73 and 74:
oth. Those who were members were po
Page 75 and 76:
their time is already constrained b
Page 77:
In Tanzania the research acknowledg
Page 80 and 81:
Figure 12: Ingredients for a succes
Page 82 and 83:
men business owners surrounding the
Page 84 and 85:
and also help to diversify risks; a
Page 86 and 87:
(iii) Attitudes to collateral One m
Page 88 and 89:
egulations. There is no recognized
Page 90 and 91:
6. Key recommendations from the Nat
Page 92 and 93:
oadly similar in nature and focus,
Page 94 and 95:
appropriate services that are desig
Page 96 and 97:
- Are sometimes regarded as “mino
Page 98 and 99:
addressed effectively with positive
Page 100 and 101:
Abdulahi, Hayat (1997): “Constrai
Page 102 and 103:
Economic Commission for Africa (ECA
Page 104 and 105:
Hulme, D. and Mosley P. (1998): Mic
Page 106 and 107:
Maliyamkono, T. L. and Bagachwa, M.
Page 108 and 109:
Oyhus, A. O. (1999): “The importa
Page 110 and 111:
Temu, S. S. (1997): Financing and I
Page 112 and 113:
Wangwe, S.M. (1993): “Small and m
Page 114 and 115:
Identify ways in which Governments,
Page 116 and 117:
Elements impacting on successful mi
Page 118 and 119:
1.3 The research approach The WED S
Page 120 and 121:
Market access and developing BDS (a
Page 122 and 123:
III. IV. Special efforts should be
Page 124 and 125:
II. III. IV. Women entrepreneurs an
Page 126 and 127:
110 V. As women experience particul
Page 128 and 129:
Access to resources and finance (a)
Page 130 and 131:
114
Page 132 and 133:
22. “Ajuste Local à Globalizaç
Page 134:
59. “Facilitating Youth Entrepren
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