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Insurance Handbook - Alaska Department of Community and ...

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To The Reader<br />

For over 50 years, the <strong>Insurance</strong> Information Institute (I.I.I.) has provided<br />

information to help consumers, reporters, insurance companies <strong>and</strong> researchers<br />

underst<strong>and</strong> how insurance works <strong>and</strong> what it does. The <strong>Insurance</strong> <strong>H<strong>and</strong>book</strong> is<br />

the latest addition to I.I.I.’s vast arsenal <strong>of</strong> resources, including books, brochures,<br />

newsletters <strong>and</strong> videos.<br />

Long a primary source <strong>of</strong> information, analysis <strong>and</strong> referral on property/casualty<br />

insurance issues, the I.I.I. has broadened its reach over the years. Today, the I.I.I. is also<br />

a leading source for clear, comprehensive information on annuities, retirement <strong>and</strong><br />

other life/health insurance concerns. The <strong>Insurance</strong> <strong>H<strong>and</strong>book</strong> reflects this diversity <strong>of</strong><br />

subjects <strong>and</strong> issues.<br />

The book begins with basic information on the various types <strong>of</strong> insurance,<br />

including auto, home, life, annuities <strong>and</strong> long-term care. A glossary section contains<br />

over 500 entries, including over 100 life insurance definitions provided by LOMA, a<br />

worldwide association <strong>of</strong> life <strong>and</strong> financial services companies. A directory lists a wide<br />

range <strong>of</strong> insurance organizations, including national, state <strong>and</strong> specialty associations.<br />

Issues briefs provide overviews <strong>of</strong> the trends <strong>and</strong> developments shaping the insurance<br />

industry from natural catastrophes to terrorism to workplace safety.<br />

The <strong>H<strong>and</strong>book</strong> is designed to be used in conjunction with the Institute’s other<br />

information resources: our Web site (www.iii.org), which provides comprehensive<br />

information on all aspects <strong>of</strong> insurance, <strong>and</strong> our various publications, including the<br />

<strong>Insurance</strong> Fact Book, the Financial Services Fact Book <strong>and</strong> A Firm Foundation: How<br />

<strong>Insurance</strong> Supports the Economy.<br />

Its scope <strong>and</strong> clarity make it an ideal source for a wide variety <strong>of</strong> audiences,<br />

including:<br />

• Reporters<br />

• Public policymakers<br />

• Regulators<br />

• Students<br />

• <strong>Insurance</strong> company employees<br />

• Academics<br />

We believe this <strong>H<strong>and</strong>book</strong> will prove a source <strong>of</strong> vital information to the media<br />

<strong>and</strong> others who have long relied on the I.I.I.’s spokespersons <strong>and</strong> resources for<br />

creditable, timely information. We appreciate your comments.<br />

Robert Hartwig, Ph.D., CPCU<br />

President<br />

<strong>Insurance</strong> Information Institute

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