Insurance Handbook - Alaska Department of Community and ...
Insurance Handbook - Alaska Department of Community and ...
Insurance Handbook - Alaska Department of Community and ...
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Contents<br />
<strong>Insurance</strong> Basics ..............................................................................1<br />
Overview 1<br />
Auto <strong>Insurance</strong> 3<br />
Homeowners <strong>Insurance</strong> 5<br />
Business <strong>Insurance</strong> 10<br />
Life <strong>Insurance</strong> 16<br />
Annuities 19<br />
Long-Term Care <strong>Insurance</strong> 22<br />
Disability <strong>Insurance</strong> 24<br />
<strong>Insurance</strong> Topics ........................................................................... 27<br />
Captives <strong>and</strong> Other Risk-Financing Options 29<br />
Catastrophes: <strong>Insurance</strong> Issues 32<br />
Cellphones <strong>and</strong> Driving 34<br />
Climate Change: <strong>Insurance</strong> Issues 35<br />
Credit Scoring 39<br />
Earthquakes: Risk <strong>and</strong> <strong>Insurance</strong> Issues 43<br />
Financial <strong>and</strong> Market Conditions 45<br />
Flood <strong>Insurance</strong> 47<br />
<strong>Insurance</strong> Fraud<br />
The Liability System <strong>and</strong> Medical Malpractice<br />
50<br />
<strong>Insurance</strong> Issues 52<br />
Microinsurance 54<br />
No-Fault Auto <strong>Insurance</strong> <strong>and</strong> Other Auto Liability Systems 55<br />
Regulation 57<br />
Reinsurance 60<br />
Residual Markets 62<br />
Terrorism Risk <strong>and</strong> <strong>Insurance</strong> 69<br />
Workers Compensation 73<br />
Glossary ......................................................................................... 78<br />
Directories ...................................................................................128<br />
Property/Casualty <strong>Insurance</strong> Industry Organizations 128<br />
Life/Health <strong>Insurance</strong> Industry Organizations 132<br />
Financial Services Industry Organizations 134<br />
Agents <strong>and</strong> Brokers 141
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