Insurance Handbook - Alaska Department of Community and ...

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Contents Insurance Basics ..............................................................................1 Overview 1 Auto Insurance 3 Homeowners Insurance 5 Business Insurance 10 Life Insurance 16 Annuities 19 Long-Term Care Insurance 22 Disability Insurance 24 Insurance Topics ........................................................................... 27 Captives and Other Risk-Financing Options 29 Catastrophes: Insurance Issues 32 Cellphones and Driving 34 Climate Change: Insurance Issues 35 Credit Scoring 39 Earthquakes: Risk and Insurance Issues 43 Financial and Market Conditions 45 Flood Insurance 47 Insurance Fraud The Liability System and Medical Malpractice 50 Insurance Issues 52 Microinsurance 54 No-Fault Auto Insurance and Other Auto Liability Systems 55 Regulation 57 Reinsurance 60 Residual Markets 62 Terrorism Risk and Insurance 69 Workers Compensation 73 Glossary ......................................................................................... 78 Directories ...................................................................................128 Property/Casualty Insurance Industry Organizations 128 Life/Health Insurance Industry Organizations 132 Financial Services Industry Organizations 134 Agents and Brokers 141
Regulatory/Legislative Organizations 142 Educational Organizations 143 Specialty Organizations 145 Actuarial/Accounting 145 Adjusters 146 Alternative Markets 146 Auto/Auto Insurance 146 Automation and Claims Services 147 Aviation 147 Community Development 147 Crime/Fraud 147 Crop Insurance 148 Flood Insurance 149 International 149 Legal Issues and Services 152 Marine and Ground Transportation 152 Medical Malpractice/Professional Liability 153 Nuclear Insurance 153 Professional 153 Property Insurance Plans 154 Reinsurance 154 Risk Management 154 Safety/Disaster Mitigation 155 Surety, Financial Guaranty and Mortgage 157 Title Insurance 158 Weather 158 Workers Compensation 158 Research and Ratings Organizations 159 Alphabetical Index of Associations ..........................................162 State Organizations ...................................................................166 Brief History ................................................................................190 I.I.I. Resources .............................................................................193 I.I.I. Member Companies ............................................................195 I.I.I. Staff ............................................................... Inside back cover
Page 1 and 2: Insurance Handbook A guide to insur
Page 3 and 4: Insurance Information Institute 110
Page 5: To The Reader For over 50 years, th
Page 9 and 10: Insurance Basics Overview Accountin
Page 11 and 12: Insurance Basics Auto Insurance 4.
Page 13 and 14: Insurance Basics Homeowners Insuran
Page 15 and 16: Insurance Basics Homeowners Insuran
Page 17 and 18: Insurance Basics Business Insurance
Page 23 and 24: Insurance Basics Life Insurance Lif
Page 25 and 26: Insurance Basics Life Insurance •
Page 27 and 28: Insurance Basics Annuities 4. Taxfr
Page 29 and 30: Insurance Basics Long-Term Care Ins
Page 31 and 32: Insurance Basics Disability Insuran
Page 33 and 34: Insurance Basics Disablity Insuranc
Page 35 and 36: 28 I.I.I. Insurance Handbook www.ii
Page 37 and 38: Insurance Topics Updates at www.iii
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Insurance Topics Updates at www.iii
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Glossary 401(K) PLAN An employer-sp
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Glossary ADJUSTER An individual emp
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Glossary ANNUITY DEATH BENEFITS The
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Glossary BALANCE SHEET Provides a s
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Glossary larger cushion of capital
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Glossary receive full payment on a
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Glossary *CONVERTIBLE TERM INSURANC
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Glossary savings and loan associati
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Glossary EMPLOYMENT PRACTICES LIABI
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Glossary insured’s spouse and chi
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Glossary contract with no penalty.
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Glossary GUARANTY FUND The mechanis
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Glossary premium life insurance pol
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Glossary INTERNET INSURER An insure
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Glossary LIMITS Maximum amount of i
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Glossary the states for people whos
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N Glossary NAMED PERIL Peril specif
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Glossary ORIGINAL EQUIPMENT MANUFAC
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Glossary and beyond reserves, prote
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Glossary be monthly, quarterly, sem
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Glossary price. Repurchase agreemen
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Glossary part of the responsibility
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Glossary cover the amount of the lo
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Glossary a preexisting condition. (
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Glossary VANDALISM The malicious an
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Glossary Property/Casualty Insuranc
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Directories ISO 545 Washington Blvd
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Directories PCI - WASHINGTON, DC 44
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Directories Financial Services Indu
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Directories COMMODITY FUTURES TRADI
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Directories GLOBAL ASSOCIATION OF R
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Directories NATIONAL ASSOCIATION OF
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Directories THE COUNCIL OF INSURANC
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Directories GRIFFITH INSURANCE EDUC
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Directories Adjusters NATIONAL ASSO
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Directories INSURANCE COMMITTEE FOR
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Directories INSURANCE SERVICES NETW
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Directories Legal Issues and Servic
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Directories INSURANCE REGULATORY EX
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Directories INSURANCE INSTITUTE FOR
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Directories Title Insurance AMERICA
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Directories INSURANCE ADVISORY BOAR
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Alphabetical Index State specific a
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Alphabetical Index Intermediaries a
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State Organizations State Organizat
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State Organizations Pacific Associa
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State Organizations Florida State A
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State Organizations Illinois State
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State Organizations Kentucky Insura
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State Organizations Association Hea
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State Organizations Montana State A
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State Organizations Monmouth Juncti
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State Organizations Agent Associati
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State Organizations Other Organizat
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State Organizations Texas Coalition
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State Organizations Agent Associati
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Alphabetical Index YEAR EVENT 1601
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Brief Alphabetical History Index YE
Page 201 and 202:
I.I.l. Resources COMMERCIAL INSURAN
Page 203 and 204:
I.I.I. Member Companies Lockton Com
Page 205:
The I.I.I. Insurance Handbook • C
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Insurance Handbook - Alaska Department of Community and ...

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