Q&A with Kelli Hueler: - Napfa

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Lauren Locker, Napfa chair a Time of change Human nature prevents us from accepting change with open arms. Change involves a modification, a challenge to the status quo, a shift in familiar patterns of thinking. It causes us to alter our sense of order and, in doing so, to construct a new, and hopefully improved, reality. As financial planners, we expect change— at least when it happens to our clients. Part of our professional obligation involves anticipating and predicting certain changes that we know will occur at some point in our clients’ lives. We often act as agents of change for our clients, as we point them in new directions and ask them to adopt more rational and profitable methods of dealing with their finances. In our own professional lives, however, change might not be a welcomed visitor. Solo practitioners, in particular, may see little reason to change “the way we’ve done it” until there is no other alternative. Larger firms can be notorious for their adoption of “group think” as a way of maintaining stasis. We’d all be wise to keep in mind that the definition of stasis is a state of stability in which all forces are equal and opposing, therefore cancelling each other out! NAPFA is poised to embark on a period of change, some of which has been motivated by external forces and some of which has been internally fermented. Internally, our method of delivering education to our membership must be transformed, due to increased competition from providers and a decrease in conference attendance. Online learning is fast becoming an appealing alternative to brickand-mortar conferences. Our technological platforms need to constantly evolve to keep NAPFA on the cutting edge. We must implement our Grand Goal in ways that will ensure that we continue to attract and maintain members. Externally, we are facing the possible imposition of farreaching new federal regulations. While the version proposed by U.S. Rep. Maxine Waters (D-CA) is more palatable and in line with our fiduciary standard, it will nevertheless affect our practices in ways we can only imagine. A presidential election is less than a month away, bringing with it uncertainty in the market and the economy. These are just a few of the outside influences that are causing NAPFA and its members to need to envision and implement new versions of our practices and our organization as a whole. Heraclitus said, “There is nothing constant except change.” Gandhi called on us to be the change we wish to see in the world. Margaret Mead believed that a small group of thoughtful people could change the world. Winston Churchill told us that to improve is to change, and to be perfect is to change often. All these great minds must be on to something. Sincerely, Napfa's MissioN sTaTEMENT To promote the public interest by advancing the financial planning profession and supporting our members consistent with our core values. corE vaLUEs • Competency: Requiring the highest standards of proficiency in the industry. • Comprehensive: Practicing a holistic approach to financial planning. • Compensation: Using a Fee-Only model that facilitates objective advice. • Client-centered: Committing to a fiduciary relationship that ensures the client’s interest is always paramount. • Complete Disclosure: Providing an explanation of fees and potential conflicts of interest. visioN The public recognizes that NAPFA advocates the highest standards for personal financial planning and that NAPFA- Registered Financial Advisors are the trusted advisors of choice. Board of dirEcTors Chair Lauren Locker, CFP ® Little Falls, NJ lauren.locker@napfa.org CEO Ellen Turf 847.483.5400 x101 turfe@napfa.org Giles Almond, CFP ® , CPA/PFS Charlotte, NC giles.almond@napfa.org Cheryl Costa, CFP ® Framingham, MA cheryl.costa@napfa.org Dr. Raymond Forgue Easley, SC ray.forgue@napfa.org Robert Gerstemeier, CFP ® Loveland, OH bob.gerstemeier@napfa.org Linda Leitz, CFP ® Colorado Springs, CO linda.leitz@napfa.org Mary Malgoire, CFP ® , MBA Bethesda, MD mary.malgoire@napfa.org Carolyn McClanahan, M.D., CFP ® Jacksonville, FL carolyn.mcclanahan@napfa.org Tony Ogorek, Ed.D., CFP ® Williamsville, NY tony.ogorek@napfa.org 6 Napfa advisor ocToBEr 2012 Dana Pingenot, CFP ® Dallas, TX dana.pingenot@napfa.org SEPTEMBER 2006 NAPFA ADVISOR
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Q&A with Kelli Hueler: - Napfa

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