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CONSOLIDATED<br />
<strong>FINANCIAL</strong><br />
STATEMENTS<br />
24<br />
26<br />
26<br />
27<br />
28<br />
28<br />
58<br />
CONSOLIDATED BALANCE SHEET<br />
CONSOLIDATED INCOME STATEMENT<br />
CONSOLIDATED COMPREHENSIVE INCOME<br />
CONSOLIDATED STATEMENT OF CASH FLOWS<br />
CONSOLIDATED STATEMENT OF CHANGE IN<br />
EQUITY<br />
NOTES<br />
28 GENERAL PRESENTATION OF THE GROUP<br />
32 ACCOUNTING STANDARDS<br />
33 ACCOUNTING POLICIES<br />
36 SCOPE OF CONSOLIDATION<br />
36 NOTES TO THE BALANCE SHEET<br />
46 NOTES TO THE INCOME STATEMENT<br />
48 TRANSACTIONS WITH RELATED PARTIES<br />
49 <strong>FINANCIAL</strong> RISK MANAGEMENT<br />
52 ADDITIONAL DISCLOSURES ON <strong>FINANCIAL</strong><br />
INSTRUMENTS<br />
54 FEES PAID TO THE INDEPENDENT AUDITORS<br />
54 GENERAL OPERATING RISKS<br />
54 PENDING LEGAL PROCEEDINGS AND OTHER<br />
DISPUTES<br />
54 OFF-BALANCE-SHEET COMMITMENTS<br />
56 SUBSEQUENT EVENTS<br />
57 SCOPE OF CONSOLIDATION<br />
INDEPENDENT AUDITOR'S <strong>REPORT</strong> ON THE<br />
CONSOLIDATED <strong>FINANCIAL</strong> STATEMENTS
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