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The Effect of Medical Advances on Insurance ... - Actuary.com

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Hepatitis A (HAV)<br />

• Spread by fecal oral route<br />

• Mild to modest morbidity risk<br />

• No chr<strong>on</strong>ic HAV infecti<strong>on</strong> known<br />

• Limited/no mortality risk<br />

• HAV vaccine 1995 plus better public<br />

awareness -> > 84% decline in US cases

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