The Effect of Medical Advances on Insurance ... - Actuary.com

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Stem Cells • Usual source is unused fertility clinic embryos • Pleuri-potent or omni-potent embryonic cells • Further development <strong>of</strong> these cells depends on environment – hormonal, biochemical, etc. • <strong>The</strong>oretical potential to generate cells to use to repair or replace damaged or defective cells • Current efforts stymied by ban on federal funding <strong>of</strong> research on human embryos (Dickey- Wicker Amendment, 1996)
Stem Cells • Existing 20 stem cell lines old, problematic • Federal funding greatly missed • Privately funded and State funded research ongoing • Alternative ways to artificially produce stem cells also being studied
Page 1 and 2:
Medical Developmen
Page 3 and 4:
Infectious Diseases Tuberculosis He
Page 5 and 6:
TB Death Rate • 7% industrialized
Page 7 and 8:
MDR-TB • Multi-drug resistant for
Page 9 and 10:
TB Remains a Treatable Disease •
Page 11 and 12: TB:Bottom Line • Serious illness
Page 13 and 14: Hepatitis A (HAV) • Spread by fec
Page 15 and 16: Chronic HBV in U.S. • 60,000 new
Page 17 and 18: HBV Control Challenge in U.S. • C
Page 19 and 20: Bottom Line - Chronic HBV • US re
Page 21 and 22: Impact of HCV •
Page 23 and 24: Stopping HCV Progression • Rate <
Page 25 and 26: Bottom Line: HCV • Chronic HCV an
Page 27 and 28: Business Continuity Planning 2007
Page 29 and 30: Occurrence of Infl
Page 31: Major Determinants of</stro
Page 34 and 35: US Dept HHS Projections Moderate (1
Page 36 and 37: WHO stages of pand
Page 38 and 39: Pandemic Planning • Pandemics- no
Page 40 and 41: Genetic Testing • Hot topic in DC
Page 42 and 43: Medicine of the Pa
Page 44: Landmarks in Genetics History • 1
Page 47 and 48: Mutations: Basis for Disease • A
Page 49 and 50: Causes of Mutation
Page 51 and 52: Beneficial Mutation
Page 53 and 54: Gene Studies • Detects mutations
Page 55 and 56: Single Gene Disorders • Follows M
Page 57 and 58: Familial Aggregation
Page 59 and 60: Recent Testing Advances</st
Page 61: Challenge: Should Private Insurers
Page 66 and 67: Childhood Cancer Survivors • Surv
Page 68 and 69: Second Malignancies After Treatment
Page 70 and 71: Summary • TB a global issue; MDR
Page 72 and 73: Key Resources www.pandemicflu.gov w
Page 74: Additional Pandemic Resources • S
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