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The Effect of Medical Advances on Insurance ... - Actuary.com

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Impact <str<strong>on</strong>g>of</str<strong>on</strong>g> HCV<br />

• Minimal to mild morbidity with acute<br />

infecti<strong>on</strong>, minimal acute mortality<br />

• Significant l<strong>on</strong>g term morbidity mortality<br />

risk in 10-15% 15% with chr<strong>on</strong>ic HCV -<br />

- late effects: cirrhosis, liver failure, liver<br />

cancer<br />

- Chr<strong>on</strong>ic HCV -#1 cause for live<br />

transplantati<strong>on</strong> and hepatoma in US

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