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The Effect of Medical Advances on Insurance ... - Actuary.com

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Occurrence <str<strong>on</strong>g>of</str<strong>on</strong>g> Influenza Pandemics<br />

and Epidemics<br />

Disease incidence<br />

Pandemic<br />

Incidence <str<strong>on</strong>g>of</str<strong>on</strong>g> clinically manifest influenza<br />

Mean level <str<strong>on</strong>g>of</str<strong>on</strong>g> populati<strong>on</strong> antibody vs A HxNx<br />

Mean level <str<strong>on</strong>g>of</str<strong>on</strong>g> populati<strong>on</strong> antibody vs A HyNy<br />

Epidemic<br />

Interpandemic period<br />

Epidemic<br />

Epidemic<br />

Epidemic<br />

Pandemic<br />

1 2 3 4 5 6 7 8 9 10 11 12<br />

Time in years<br />

Epidemic<br />

Mean populati<strong>on</strong> antibody level<br />

Introducti<strong>on</strong> <str<strong>on</strong>g>of</str<strong>on</strong>g><br />

hypothetical<br />

A HxNx virus<br />

Significant minor variati<strong>on</strong> in A HxNx may<br />

occur at any <str<strong>on</strong>g>of</str<strong>on</strong>g> these points. Epidemics may<br />

or may not be associated with such variati<strong>on</strong>s<br />

Introducti<strong>on</strong> <str<strong>on</strong>g>of</str<strong>on</strong>g> hypothetical<br />

A HyNy (major new<br />

subtype), variant A HxNx<br />

disappears<br />

Mandell, Douglas and Bennett’s Principles and Practice <str<strong>on</strong>g>of</str<strong>on</strong>g> Infectious Diseases, 5 th ed. 2000:1829. Modified from<br />

Kilbourne ED. Influenza. 1987:274, with permissi<strong>on</strong>.

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