Annual report 2009 - Dexia.com

Notes to the consolidated fi nancial statements7.15. Quality of financial assetsManagement reportConsolidatedfinancial statementsannual financial statementsAnalysis of normal loans and securitiesGross amount (A)31/12/08 31/12/09Normal loans and advances due from banks 61,907 47,485Normal loans and advances to customers 368,835 353,252Normal investments held to maturity 1,967 1,565Normal financial assets available for sale 122,110 103,272- of which fixed-income instruments 118,976 100,094- of which equity instruments 3,134 3,178Collective impairment on not specifically impaired loans (-) (1,506) (1,477)TOTAL 553,313 504,097Analysis of impaired loans and securitiesGross amount(B)Specific loan lossallowance (C)Total(B)+(C)31/12/08 31/12/09 31/12/08 31/12/09 31/12/08 31/12/09Impaired loans and advances due from banks 120 13 (98) (9) 22 4Impaired loans and advances to customers 3,534 4,807 (2,083) (2,657) 1,451 2,151Impaired financial assets available for sale 2,613 1,267 (1,661) (853) 952 413- of which fixed-income instruments 1,125 810 (817) (652) 308 158- of which equity instruments 1,488 457 (844) (201) 644 256TOTAL 6,267 6,087 (3,842) (3,519) 2,425 2,568Normal + impairedGross amount(A)+(B)Specific loan lossallowance (C)Total(A)+(B)+(C)31/12/08 31/12/09 31/12/08 31/12/09 31/12/08 31/12/09Loans and advances due from banks 62,027 47,498 (98) (9) 61,929 47,489Loans and advances to customers 372,369 358,059 (2,083) (2,657) 370,286 355,402Investments held to maturity 1,967 1,565 0 0 1,967 1,565Financial assets available for sale 124,723 104,538 (1,661) (853) 123,062 103,685- of which fixed-income instruments 120,101 100,904 (817) (652) 119,284 100,252- of which equity instruments 4,622 3,634 (844) (201) 3,778 3,433Collective impairment on not impaired loans (-) (1,506) (1,477) 0 0 (1,506) (1,477)TOTAL 559,580 510,184 (3,842) (3,519) 555,738 506,665Additional information148Dexia Annual report 2009