Annual report 2009 - Dexia.com

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Additional informationManagement reportConsolidatedfinancial statementsAnnual financial statementsAdditional informationDexia Asset ManagementLuxembourg SAMiddle East Representative OfficeBahrain Financial Harbour West,Financial centerWest Harbour Tower, Level 23King Faisal HighwayPO Box 75766ManamaKingdom of BahreinPhone: + 973 17 509 900Dexia Asset ManagementLuxembourg SASuccursale de Genève2, rue de JargonnantCH-1207 GenèvePhone: + 41 22 707 90 00www.dexia-am.comDexia Asset ManagementLuxembourg SASucursal en EspañaCalle Ortega y Gasset, 26E-28006 MadridPhone: + 34 91 360 94 75www.dexia-am.comDexia Asset ManagementLuxembourg SASuccursale italianaCorso Italia 1I-20122 MilanoPhone: + 39 02 31 82 83 61www.dexia-am.comDexia Asset ManagementLuxembourg SAZweigniederlassung DeutschlandAn der Welle 4D-60422 FrankfurtPhone: + 49 69 7593 8823Dexia Asset ManagementNederlands bijkantoorLichtenauerlaan 102-120NL-3062 ME RotterdamPhone: + 31 10 204 56 53www.dexia-am.comDexia Bail1, passerelle des RefletsTour Dexia – La Défense 2TSA 92202F-92919 La Défense CedexPhone: + 33 1 58 58 84 06Dexia Bank BelgiumBoulevard Pachéco 44B-1000 BrusselsPhone: + 32 2 222 11 11www.dexia.bewww.axionweb.beDexia Bank BelgiumDublin Branch6 George’s DockIRL-IFSC Dublin 1Phone: + 353 16 45 50 31Dexia Bank BelgiumLondon BranchShackleton House, Hay’s Galleria4 Battle Bridge LaneUK-London SE1 2GZPhone: + 44 20 7556 3060Dexia Bank Denmark A/SGrønningen 17DK-1270 København KPhone: + 45 33 46 11 00www.dexia-bank.dkDexia Bank NederlandPiet Heinkade 55Postbus 808NL-1000 AV AmsterdamPhone: + 31 900 339 4222www.dexiabank.nlDexia banka SlovenskoHodzova 1101011, ZilinaSlovakiaPhone: + 421 41 51 11 101, 102www.dexia.skDexia Banque Internationaleà Luxembourg69, route d’EschL-2953 LuxembourgPhone: + 352 4590 1www.dexia-bil.luDexia Banque Privée Suisse SABeethovenstraße, 48Postfach 2192CH-8022 ZürichPhone: + 41 1 286 92 92www.dexia-privatebank.chDexia BILSingapore BranchRaffles Place # 29-01Republic PlazaSingapore 048619Phone: + 65 6 222 76 22www.dexia-bil.luDexia CLF Banque1, passerelle des RefletsTour Dexia – La Défense 2TSA 72200F-92919 La Défense CedexPhone: + 33 1 58 58 88 02Dexia CLF Régions Bail1, passerelle des RefletsTour Dexia – La Défense 2TSA 92202F-92919 La Défense CedexPhone: + 33 1 58 58 84 06Dexia Commercial FinancePlace Rogier 11B-1210 BrusselsPhone: + 32 2 282 66 33www.dexia-factors.beDexia CrediopVia Venti Settembre, 30I-00187 RomaPhone: + 39 06 47 71 1www.dexia-crediop.itDexia Crédit Local1, passerelle des RefletsTour Dexia – La Défense 2TSA 92202F-92919 La Défense CedexPhone: + 33 1 58 58 77 77www.dexia-creditlocal.frDexia Crédit LocalCanada Branch800 Square Victoria, Bureau 1620CP 201, Montréal (Québec)Canada H4Z 1 E3Phone: + 1 514 868 1200Dexia Crédit LocalDublin Branch6 George’s DockIRL-IFSC Dublin 1Phone: + 353 1 670 27 00Dexia Crédit LocalNew York Branch445 Park AvenueNew York, NY 10022USAPhone: + 1 212 515 70 00www.dexia-americas.comDexia Crédits LogementHeadquartersBoulevard Pachéco 44B-1000 BrusselsOperations• Chaussée de Dinant 1033B-5100 WépionPhone: + 32 81 46 82 11• H. Consciencestraat 6B-8800 RoeselarePhone: + 32 51 23 21 11Dexia Flobail1, passerelle des RefletsTour Dexia – La Défense 2TSA 92202F-92919 La Défense CedexPhone: + 33 1 58 58 84 06246Dexia Annual report 2009
Additional informationDexia FP Holdings Inc.445 Park Avenue, 5th floorNew York, NY 100 22Phone: + 1 212 826 01 00Dexia Habitat1, passerelle des RefletsTour Dexia – La Défense 2TSA 92202F-92919 La Défense CedexPhone: + 33 1 58 58 77 77Dexia Ingénierie Sociale13, rue CroquechâtaignePB 30064F- 45380 Chapelle St-MesminPhone: + 33 2 36 56 00 00assurance@dexia-prevoyance.comDexia Insurance BelgiumAvenue Livingstone 6B-1000 BrusselsPhone: + 32 2 286 76 11www.dvvlap.beDexia Investment CompanyBoulevard Pachéco 44B-1000 BrusselsPhone: + 32 2 222 71 94Dexia Investments Ireland6 George’s DockIRL-IFSC Dublin 1Phone: + 353 1 645 50 00www.dexia-investments.ieDexia Israel Bank Ltd19 Ha’arbaha Str. – Hatihon BuildingPO Box 70961200 Tel AvivIsraelPhone: + 972 3 764 76 00Dexia KommunalbankDeutschland AGCharlottenstraße 82D-10969 BerlinPhone: + 49 30 25 59 8-0www.dexia.deDexia LdG Banque SA69, route d’EschL-1470 LuxembourgPhone: + 352 4590-3639Dexia Lease BelgiumPlace Rogier 11B-1210 BrusselsPhone: + 32 2 222 37 08www.dexialease.beDexia Lease ServicesPlace Rogier 11B-1210 BrusselsPhone: + 32 2 222 38 36Fax: + 32 2 222 37 13Dexia Life & Pensions Luxembourg2, rue Nicolas BovéL-1253 LuxembourgPhone: + 352 262 54 41www.dexia-life.comDexia Location Longue Durée22, rue des Deux GaresF-92564 Rueil-Malmaison CedexPhone: + 33 1 57 69 55 55www.dexia-lld.frDexia Municipal Agency1, passerelle des RefletsTour Dexia - La Défense 2TSA 92202F-92919 La Défense CedexPhone: + 33 1 58 58 77 77Dexia Private FinancialServices SAMLes Boulingrins5bis, avenue Princesse AliceMC-98000 MonacoDexia Public Finance BankShackleton House4, Battle Bridge LaneUK-London SE1 2RBPhone: + 44 207 378 77 57www.uk-dexia.comDexia Re2, rue Nicolas BovéL-1253 LuxembourgPhone: + 352 227 343 1Dexia Real Estate Capital Markets1180 NW Maple Street Suite 202Issaquah, WA 98027USAPhone: + 1 425 313 46 00www.dexia-cmbs.comDexia SabadellPaseo de las Doce Estrellas 4Campo de las NacionesE-28042 MadridPhone: + 34 91 721 33 10www.dexiasabadell.esDexia SofaxisRoute de CretonF-18100 VasselayPhone: + 33 2 48 48 10 10www.dexia-sofaxis.comElantisHeadquarters and operationsRue des Clarisses 38B-4000 LiègePhone: + 32 4 232 45 45OperationsBoulevard Saint-Michel 50B-1040 BrusselsPhone: + 32 2 732 12 12www.elantis.beEurco Ltd/Eurco Re Ltd6, George’s DockIRL-Dublin 1Phone: + 353 1 851 5200Eurco SA2, rue Nicolas BovéL-1253 LuxembourgPhone: + 352 227 343 1Experta Corporate and TrustServices SA283, route d’ArlonL-1150 LuxembourgPhone: + 352 26 92 55 1www.experta.luFunds Management ServicesHoche SA105, rue RéaumurF-75002 ParisPhone: + 33 1 70 37 83 00www.rbcdexia-is.comPopular Banca Privada SAJosé Ortega y Gasset 29E-28006 MadridPhone: + 34 914 18 93 40www.popularbancaprivada.comRBC Dexia Investor ServicesAustralia PTY Limited2 Park Street, Level 17Sydney, NSW 2000AustraliaPhone: +61 2 8262 50 00RBC Dexia Investor ServicesBank SA14, Porte de FranceL-4360 Esch-sur-AlzettePhone: + 352 26 05 1www.rbcdexia-is.comRBC Dexia Investor Services BankFrance SA105, rue RéaumurF-75002 ParisPhone: + 33 1 70 37 83 00www.rbcdexia-is.comManagement reportConsolidatedfinancial statementsAnnual financial statementsAdditional informationAnnual report 2009 Dexia 247
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9Annual report 2009
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9Annual report 2009Management repor
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9Management report
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Group profi leSIMPLIFIED GROUP STRU
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Group profi leQUALITY OF RISKS Dexi
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In accordance with the agreement wi
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2009 and early 2010 highlightsExit
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2009 and early 2010 highlightsCreat
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Corporate governanceIntroduction: t
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Corporate governanceThe European Ad
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Corporate governanceNAMEPIERREMARIA
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Corporate governanceNAMEROBERTDE ME
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Corporate governanceNAMESPECIALISTC
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Corporate governanceNAMEKOEN VAN LO
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Corporate governanceNew directors a
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Corporate governanceConsidering tho
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Corporate governancemade and the fi
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Corporate governanceDIRECTORS’ AN
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Corporate governanceOperation and a
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Corporate governanceThe Appointment
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Corporate governanceResponsibilitie
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Corporate governanceVariable compen
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Corporate governancetional entities
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Corporate governance• It identifi
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Shareholder informationStock market
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Shareholder informationPRINCIPAL DE
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Human resourcesAGE PYRAMID> 5955-59
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Sustainable developmentThe 2009 Dex
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Risk managementIntroductionIn 2009,
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Risk managementThe Rating Committee
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Risk managementAsset qualityBy the
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Risk managementBond portfolioDexia
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Risk managementThis good performanc
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Risk managementRisk and control sel
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Risk managementECONOMIC CAPITALBY T
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Financial resultsPreliminary notes
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Financial resultsSolvency31/12/08 3
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Financial resultsAssetsLoans and ad
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Activity and results of the busines
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General information3. Overview of t
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General informationAll the above-me
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General information4.5. Dexia banka
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General information6.3. Notificatio
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Consolidated balance sheet ........
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Consolidated balance sheetManagemen
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Consolidated statementof incomeMana
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Management reportConsolidatedfinanc
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Consolidated statementof comprehens
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Notes to the consolidated financial
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Notes to the consolidated fi nancia
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Annual report 2009 - Dexia.com

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