Surah 1-2 - YasSarNal QuR'aN

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Al-Baqarah (The Cow) | THE EVIL OF USURYThis passage dealing with lending and borrowing is concluded with advice onhow to deal with insolvent debtors. In such cases, the solution would not be toimpose further penalties in lieu of deferred payment, but the debtor should begranted a reprieve until he is able to settle his debt, or the lender should bemagnanimous enough to write off the debt completely. “If [the debtor] is in straitenedcircumstances, grant him a delay until a time of ease. And if you waive [the debt entirely] as agift of charity, it will be better for you, if you but knew it.” (Verse 280)The words evoke an atmosphere of tolerance and benevolence. They provide arespite from the harshness and severity of greed and selfishness. They call forclemency and compassion on the part of creditor and borrower, as well as by societyas a whole.These words may not make a great deal of sense to those ‘rationalists’ who applypurely materialistic criteria. It makes even less sense to moneylenders, individuals aswell as faceless institutions, that justify their exploitative and extortionate practiceson utterly amoral and inhuman principles and considerations. These Qur’ānicexhortations may never reach their hearts. But, as believing Muslims, we recognizethat these are words of truth that are certain to bring about happiness and securityfor all mankind: “If [the debtor] is in straitened circumstances, grant him a delay until atime of ease. And if you waive [the debt entirely] as a gift of charity, it will be better for you, ifyou but knew it.” (Verse 280)Under Islam, a debtor is never put under duress by either the creditor or the law,but is always given another chance to settle his debt. Furthermore, society at largewill not stand idly by when a borrower is suffering genuine hardship because of hisindebtedness. God calls on the creditor to willingly waive the debt, and if’ he does soit will be good for him and for the debtor, and for the welfare and cohesion of thecommunity as a whole.The abolition of usury would lose much of its purpose if the creditor were allowedto harass and squeeze the debtor while he was not able to settle the debt. Thus thesūrah urges that he should be given time to settle, and advises the creditor to waivethe debt, in full or in part. Other Qur’ānic statements (9: 60) specify that insolventdebtors, who borrow money for legitimate purposes and are unable to pay it back,qualify for help from zakāt funds to clear their liabilities and alleviate their situation,provided that their debts were incurred for legitimate purposes.Then, in a highly inspiring comment, the sūrah recalls the fearful Day ofJudgement when people shall stand defenceless before God to account for theiractions. These words cannot fail to move a thoughtful and conscientious person towrite off any money he might be owed by some helpless borrower. “Fear the day whenyou shall all return to God; when every soul shall be repaid in full for what it had earned, and396
Al-Baqarah (The Cow) | THE EVIL OF USURYnone shall be wronged.” (Verse 281)The day to be feared is awesome indeed. Believers’ hearts dread the events of thatday when all will be made to stand in front of God to face the reckoning of theirdeeds. This verse serves as a fitting comment on a passage devoted to the liquidationof past unfair dealings.This fear is the powerful ‘voice within’ which Islam kindles in the deepest recessesof people’s minds and hearts to act as a potent guiding force in life. Thus Islamproves yet again how vigorous, well-integrated, practical and merciful it is, anddemonstrates that its overriding aim and objective is the happiness and well-being ofman as an individual, and of human society as a whole.397
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ContentsContents ..................
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The New Moon and its Significance .
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Transliteration TableConsonants. Ar
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Al-Fātiĥah (The Opening)OverviewE
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Al-Fātiĥah (The Opening)over all
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Al-Fātiĥah (The Opening)the freed
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Al-Fātiĥah (The Opening)wish.’
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Al-Baqarah (The Cow) | PROLOGUEpass
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Al-Baqarah (The Cow) | PROLOGUEArab
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Al-Baqarah (The Cow) | PROLOGUEacce
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Al-Baqarah (The Cow) | PROLOGUEWhen
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Al-Baqarah (The Cow) | PROLOGUEthei
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Al-Baqarah (The Cow) | PROLOGUErule
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(3awaits them. (7)ÏΘöθu‹ø9$
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(((¢44((equals to God. (22)If you
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Al-Baqarah (The Cow) | THE MESSAGE
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(((4and was thus an unbeliever. (34
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Al-Baqarah (The Cow) | MAN IN CHARG
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4who know that they shall meet thei
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43(3(3(transgression. (59)”Ï%©!
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4444(444Lord to make clear to us of
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4(((They declare, ‘The fire will
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3(44And now that a Book confirming
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((444444(4the enemy of the unbeliev
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Al-Baqarah (The Cow) | COVENANTS BR
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3333345Jewish Efforts toUndermine I
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43((((34¢344Who is more unjust tha
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Al-Baqarah (The Cow) | JEWISH EFFOR
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(((((((6Universal FaithWhen his Lor
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3((4(((((ourselves.’ (133)That co
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Al-Baqarah (The Cow) | UNIVERSAL FA
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(3344434443‘7Change of DirectionT
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so that people may have no argument
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Al-Baqarah (The Cow) | CHANGE OF DI
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Al-Baqarah (The Cow) | ACQUIRING RE
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(((33Your God is the One God: there
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3((43Forgiving, Merciful. (173)z⎯
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Al-Baqarah (The Cow) | SETTING THE
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44((3(44((Merciful. (182)Believers,
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Al-Baqarah (The Cow) | SOCIAL JUSTI
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4((34433411The Sacred Months,Fighti
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(3434434The pilgrimage takes place
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Al-Baqarah (The Cow) | THE SACRED M
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43¢34(3If you should stumble after
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Al-Baqarah (The Cow) | THE NATURE O
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(3((4(43((3(13Worse Than MurderThey
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Al-Baqarah (The Cow) | WORSE THAN M
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4(((4((33414The Family: TheFoundati
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(3333(443Divorce may be [revoked] t
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(444(3434do. (233)Those of you who
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Al-Baqarah (The Cow) | THE FAMILY:
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34444(444Their Prophet said to them
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Al-Baqarah (The Cow) | A TIMELESS M
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43443(34¢16The Nature of God andFa
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Page 362 and 363: Al-Baqarah (The Cow) | CAUSING LIFE
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Surah 1-2 - YasSarNal QuR'aN

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