January - Tata AIA Life Insurance

More documents

Recommendations

Info

Super 110% Capital Guarantee FundFundAssure, Investment Report, January 2011Fund DetailsInvestment Objective : The key objective of the fund is to providesteady returns to the policyholder with the assurance of protecting the capitalat atleast 110% of the capital.PortfolioInstrument Industry % of NAVCash Bank & Others 100.00Fund Manager: Mr. Saravana KumarTotal 100.00NAV as on 31 Jan, 11 : `10.37Benchmark : Nifty - 15%CRISIL Composite Bond Index - 85%Corpus as on 31 Jan, 11: `0.58 Crs.Debt Investment StyleCredit QualityHigh Mid LowInterest RateSensitivityHighMidLowEquity Investment StyleInvestment StyleValue Blend Growth SizeLargeSector AllocationAsset AllocationMidSmallCash Bank & OthersCash Bank & OthersFund PerformancePERIOD DATE NAVNAVChangeINDEXChangeLast 1 Month 31-Dec-10 10.32 0.40% -1.59%Last 3 Months 29-Oct-10 10.24 1.22% -0.59%Maturity Profile100.00%80.00%100.00%100.00%Last 6 Months 30-Jul-10 10.14 2.23% 1.93%Last 1 Year 29-Jan-10 10.01 3.51% 5.58%Since Inception 23-Nov-09 10.00 3.07% 4.56%Note : The investment income and prices may go down as well as up. “SinceInception” period returns are calculated as per CAGR.60.00%40.00%20.00%0.00%Less than 1 YearEquity FundsDebt FundsHybrid Funds
Tata AIG Apex Plus Return Lock-in-FundFundAssure, Investment Report, January 2011Fund DetailsInvestment Objective : The investment objective for Apex Plus ReturnLock-in Fund is to use the participation in an actively managed well diversifiedequity portfolio of large cap companies to generate capital appreciation anduse high credit quality debt instruments to lock-in that capital appreciation.Fund ManagerNAV as on 31 Jan, 11 : `10.62The Highest Nav recordedon reset date is : `11.80Benchmark : -Corpus as on 31 Jan, 11: Mr. Saravana Kumar: `42.85 Crs.Debt Investment StyleCredit QualityHigh Mid LowEquity Investment StyleInvestment StyleInterest RateSensitivityHighMidLowValue Blend Growth SizeLargeMidSmallPortfolioInstrument Industry % of NAVEquity 70.97Infosys Technologies Ltd IT - Software 6.55Reliance Industries Ltd Refineries 5.68ICICI Bank Ltd Banks 4.47State Bank of India Banks 3.82ITC Ltd Tobacco Products 3.79HDFC Bank Banks 3.70Larsen and Toubro LtdSector AllocationCapital Goods-Non Electrical Equipment 3.16Oil & Natural Gas Corp Ltd Crude Oil & Natural Gas 2.27HDFC Ltd Finance 2.20Instrument Industry % of NAVAxis Bank Ltd Banks 2.03Other Equity 33.30Corporate Bonds 25.638.70% PFC 2020 AAA 11.108.80% Power Grid 2020 AAA 5.148.75% Reliance Industries Ltd 2020 AAA 4.548.95% HDFC Ltd 2020 AAA 2.548.93% NTPC 2021 AAA 2.31Cash Bank & Others 3.40Total 100.00The fund would be predominantly invested in equity at inception, wherein the dynamic asset allocation mechanism allocates the portfolio between equity anddebt. This dynamic asset allocation is based on the performance of equity markets and movements in interest rates. The equity allocation may be reallocated todebt if the equity markets or interest rates fall , to safeguard the guarantee.Over time, the asset mix will predominantly shift to debt to protect the guarantee. This dynamic asset allocation process will drive the returns generated by theApex Return Lock-in Fund.As the fund would be invested in equity and debt at various times during the tenure of the policy, its performance could be looked atvis a vis the performance of a balanced fund (invested in both debt and equity). The dynamic asset allocation shifts the allocation of the fund from an equity biasto a debt bias,overtime. This would mean that the Guaranteed NAV would not mimic the highest level of the equity market ,over the period the guarantee isapplicable.Any unexpected and sharp falls in equity market and/ or interest rates, during the period the guarantee is applicable, may trigger the allocation tocompletely move towards debt, to protect the highest NAV achieved prior to the fall. Overall, it is an ideal fund for an investor who wants to take advantage ofhigh returns in a positive market scenario while safe-guarding the investment during any downturn.BanksIT - SoftwareRefineriesAutomobile6.46%5.61%8.65%15.12%Asset Allocation70.97%25.63%EquityCorporate BondsTobacco Products3.79%Cash, Bank & OthersFinance2.98%3.40%Capital Goods-NonElectrical EquipmentPower Generation &Distribution3.16%3.47%Steel3.33%Pharmaceuticals3.23%Others15.17%Corporate Bonds25.63%Cash Bank & Others3.40%0.00% 5.00% 10.00% 15.00% 20.00% 25.00% 30.00%Equity FundsDebt FundsHybrid Funds
Page 3 and 4: Market Outlook - DebtFundAssure, In
Page 5 and 6: FundAssure, Investment Report, Janu
Page 7 and 8: Whole Life Mid-Cap Equity FundFundA
Page 9 and 10: Future Equity Pension FundFundAssur
Page 11 and 12: Future Select Equity FundFundAssure
Page 13 and 14: Tata AIG Top 200FundAssure, Investm
Page 15 and 16: Super Select Equity FundFundAssure,
Page 17 and 18: FundAssure, Investment Report, Janu
Page 19 and 20: Life Income FundFundAssure, Investm
Page 21 and 22: Whole Life Short Term Fixed Income
Page 23 and 24: Future Income Pension FundFundAssur
Page 25 and 26: Tata AIG Apex Investment FundFundAs
Page 27 and 28: Apex Pension InvestmentFund (15 yrs
Page 29 and 30: Apex Pension Investment Fund SPFund
Page 31 and 32: Discontinuance Policy FundFundAssur
Page 33 and 34: Life Aggressive Growth FundFundAssu
Page 35 and 36: Whole Life Aggressive Growth FundFu
Page 37 and 38: Growth Maximiser FundFundAssure, In
Page 39 and 40: Life Capital Guarantee FundFundAssu
Page 41 and 42: Future Growth Pension FundFundAssur
Page 43 and 44: 110% Capital Guarantee FundFundAssu
Page 45 and 46: Tata AIG Stable Flexi FundFundAssur
Page 47: Tata AIG Apex Return Lock-in-Fund I
Page 51 and 52: Tata AIG Apex Pension ReturnLock-in
Page 59 and 60: Fund PerformanceFundAssure, Investm
Page 61 and 62: Product & Fund MatrixFundAssure, In

January - Tata AIA Life Insurance

You also want an ePaper? Increase the reach of your titles

Delete template?

Save as template?