Product Liability 2009 - Arnold & Porter LLP
Product Liability 2009 - Arnold & Porter LLP
Product Liability 2009 - Arnold & Porter LLP
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Chapter 19<br />
Finland<br />
Roschier, Attorneys Ltd.<br />
1 <strong>Liability</strong> Systems<br />
1.1 What systems of product liability are available (i.e. liability<br />
in respect of damage to persons or property resulting from<br />
the supply of products found to be defective or faulty)? Is<br />
liability fault based, or strict, or both? Does contractual<br />
liability play any role? Can liability be imposed for breach<br />
of statutory obligations e.g. consumer fraud statutes?<br />
There are two main systems of product liability: strict liability<br />
under the <strong>Product</strong> <strong>Liability</strong> Act (694/1990); and fault based liability<br />
under the Torts Act (412/1974), the Sale of Goods Act (355/1987),<br />
and the Consumer Act (38/1978). <strong>Liability</strong> under the Sale of Goods<br />
Act and the Consumer Act is limited to damage to property.<br />
<strong>Liability</strong> can be imposed for breach of the Consumer Act’s<br />
provisions on unfair marketing practices. <strong>Product</strong> liability can also<br />
be based on the breach of an express or implied contractual term<br />
concerning the quality or safety of a product.<br />
1.2 Does the state operate any schemes of compensation for<br />
particular products?<br />
The state operates compulsory insurance schemes under the Patient<br />
Injury Act (585/1986) for injuries caused by medical treatments and<br />
clinical trials, the Traffic Insurance Act (279/1959) for certain<br />
traffic-related injuries, the Accident Insurance Act (608/1948) and<br />
the Farmers’ Accident Insurance Act (1026/1981) for work-related<br />
injuries and occupational diseases. In addition, a private<br />
Pharmaceutical Insurance Scheme covers product liability for<br />
pharmaceutical products. These Acts and schemes apply as parallel<br />
sources of remedies, along with product liability under the <strong>Product</strong><br />
<strong>Liability</strong> Act.<br />
1.3 Who bears responsibility for the fault/defect? The<br />
manufacturer, the importer, the distributor, the “retail”<br />
supplier or all of these?<br />
<strong>Liability</strong> under the <strong>Product</strong> <strong>Liability</strong> Act is imposed on the<br />
manufacturer, the importer, and the marketer (i.e. the party under<br />
whose trademark or other commercial identifier the product has<br />
been marketed). If the product’s manufacturer is not indicated on<br />
the product, any other supplier is liable as a manufacturer unless<br />
they, upon request, identify the manufacturer or the person from<br />
whom they have acquired the product. The same rule applies if the<br />
importer is not indicated on the product.<br />
ICLG TO: PRODUCT LIABILITY <strong>2009</strong><br />
© Published and reproduced with kind permission by Global Legal Group Ltd, London<br />
1.4 In what circumstances is there an obligation to recall<br />
products, and in what way may a claim for failure to recall<br />
be brought?<br />
General Finnish product liability rules impose an obligation on the<br />
manufacturer to recall products upon becoming aware of their<br />
defective qualities, if such defects cannot be eliminated in other<br />
ways. In addition, under the Act on the Safety of Consumer<br />
<strong>Product</strong>s and Services (75/2004) the Finnish Consumer Agency<br />
may order a recall of a product intended for general consumption if<br />
the Agency deems that product to be defective or dangerous, subject<br />
to criminal penalties. Breach of the duty to recall products does not<br />
in itself establish grounds for a civil claim under Finnish law, but is<br />
rather treated as negligent conduct.<br />
1.5 Do criminal sanctions apply to the supply of defective<br />
products?<br />
Under the Penal Code (39/1889), if a person deliberately or through<br />
gross negligence supplies a defective product in violation of the Act<br />
on the Safety of Consumer <strong>Product</strong>s and Services and certain other<br />
product safety legislation, such that the act is conducive to<br />
endangering the life or health of another person, that person may be<br />
convicted of a health offence and sentenced to a fine or to<br />
imprisonment for up to six months.<br />
2 Causation<br />
Petri Taivalkoski<br />
2.1 Who has the burden of proving fault/defect and damage?<br />
Under the <strong>Product</strong> <strong>Liability</strong> Act, the injured person has the burden<br />
of proving the harm, the defect, and the causal relationship between<br />
the defect and the harm. Under general tort law rules, the injured<br />
person is further required to prove negligence. Under the Patient<br />
Injury Act and the Pharmaceutical Insurance Scheme, the claimant<br />
need only show that a causal connection between the product and<br />
the harm is probable.<br />
2.2 What test is applied for proof of causation? Is it enough<br />
for the claimant to show that the defendant wrongly<br />
exposed the claimant to an increased risk of a type of<br />
injury known to be associated with the product, even if it<br />
cannot be proved by the claimant that the injury would<br />
not have arisen without such exposure?<br />
Case law indicates that courts will find causation to have been<br />
sufficiently proven if the claimant can show that the injury is<br />
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