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Product Liability 2009 - Arnold & Porter LLP

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Chapter 19<br />

Finland<br />

Roschier, Attorneys Ltd.<br />

1 <strong>Liability</strong> Systems<br />

1.1 What systems of product liability are available (i.e. liability<br />

in respect of damage to persons or property resulting from<br />

the supply of products found to be defective or faulty)? Is<br />

liability fault based, or strict, or both? Does contractual<br />

liability play any role? Can liability be imposed for breach<br />

of statutory obligations e.g. consumer fraud statutes?<br />

There are two main systems of product liability: strict liability<br />

under the <strong>Product</strong> <strong>Liability</strong> Act (694/1990); and fault based liability<br />

under the Torts Act (412/1974), the Sale of Goods Act (355/1987),<br />

and the Consumer Act (38/1978). <strong>Liability</strong> under the Sale of Goods<br />

Act and the Consumer Act is limited to damage to property.<br />

<strong>Liability</strong> can be imposed for breach of the Consumer Act’s<br />

provisions on unfair marketing practices. <strong>Product</strong> liability can also<br />

be based on the breach of an express or implied contractual term<br />

concerning the quality or safety of a product.<br />

1.2 Does the state operate any schemes of compensation for<br />

particular products?<br />

The state operates compulsory insurance schemes under the Patient<br />

Injury Act (585/1986) for injuries caused by medical treatments and<br />

clinical trials, the Traffic Insurance Act (279/1959) for certain<br />

traffic-related injuries, the Accident Insurance Act (608/1948) and<br />

the Farmers’ Accident Insurance Act (1026/1981) for work-related<br />

injuries and occupational diseases. In addition, a private<br />

Pharmaceutical Insurance Scheme covers product liability for<br />

pharmaceutical products. These Acts and schemes apply as parallel<br />

sources of remedies, along with product liability under the <strong>Product</strong><br />

<strong>Liability</strong> Act.<br />

1.3 Who bears responsibility for the fault/defect? The<br />

manufacturer, the importer, the distributor, the “retail”<br />

supplier or all of these?<br />

<strong>Liability</strong> under the <strong>Product</strong> <strong>Liability</strong> Act is imposed on the<br />

manufacturer, the importer, and the marketer (i.e. the party under<br />

whose trademark or other commercial identifier the product has<br />

been marketed). If the product’s manufacturer is not indicated on<br />

the product, any other supplier is liable as a manufacturer unless<br />

they, upon request, identify the manufacturer or the person from<br />

whom they have acquired the product. The same rule applies if the<br />

importer is not indicated on the product.<br />

ICLG TO: PRODUCT LIABILITY <strong>2009</strong><br />

© Published and reproduced with kind permission by Global Legal Group Ltd, London<br />

1.4 In what circumstances is there an obligation to recall<br />

products, and in what way may a claim for failure to recall<br />

be brought?<br />

General Finnish product liability rules impose an obligation on the<br />

manufacturer to recall products upon becoming aware of their<br />

defective qualities, if such defects cannot be eliminated in other<br />

ways. In addition, under the Act on the Safety of Consumer<br />

<strong>Product</strong>s and Services (75/2004) the Finnish Consumer Agency<br />

may order a recall of a product intended for general consumption if<br />

the Agency deems that product to be defective or dangerous, subject<br />

to criminal penalties. Breach of the duty to recall products does not<br />

in itself establish grounds for a civil claim under Finnish law, but is<br />

rather treated as negligent conduct.<br />

1.5 Do criminal sanctions apply to the supply of defective<br />

products?<br />

Under the Penal Code (39/1889), if a person deliberately or through<br />

gross negligence supplies a defective product in violation of the Act<br />

on the Safety of Consumer <strong>Product</strong>s and Services and certain other<br />

product safety legislation, such that the act is conducive to<br />

endangering the life or health of another person, that person may be<br />

convicted of a health offence and sentenced to a fine or to<br />

imprisonment for up to six months.<br />

2 Causation<br />

Petri Taivalkoski<br />

2.1 Who has the burden of proving fault/defect and damage?<br />

Under the <strong>Product</strong> <strong>Liability</strong> Act, the injured person has the burden<br />

of proving the harm, the defect, and the causal relationship between<br />

the defect and the harm. Under general tort law rules, the injured<br />

person is further required to prove negligence. Under the Patient<br />

Injury Act and the Pharmaceutical Insurance Scheme, the claimant<br />

need only show that a causal connection between the product and<br />

the harm is probable.<br />

2.2 What test is applied for proof of causation? Is it enough<br />

for the claimant to show that the defendant wrongly<br />

exposed the claimant to an increased risk of a type of<br />

injury known to be associated with the product, even if it<br />

cannot be proved by the claimant that the injury would<br />

not have arisen without such exposure?<br />

Case law indicates that courts will find causation to have been<br />

sufficiently proven if the claimant can show that the injury is<br />

WWW.ICLG.CO.UK<br />

137

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