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Always Moving Always Sharing Somaliland

StudioD-B%26MG-Somaliland-Final

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FRICTIONLESS FINANCIAL INTERDEPENDENCE<br />

Within a clan, sub-clan and especially within a family, money moves from<br />

those who have it to those who need it without guilt or expectation. <br />

Who has and who needs can change over time. Older family members<br />

coordinate the sending of money to the person or people who most need it.<br />

GRAND<br />

FATHER<br />

GRAND<br />

MOTHER<br />

It is not uncommon for a<br />

child, nephew or<br />

grandchild to contribute<br />

to the income of an elder<br />

in their family.<br />

UNCLE AUNT UNCLE AUNT FATHER MOTHER UNCLE AUNT UNCLE AUNT UNCLE AUNT<br />

AUNT<br />

SON<br />

SON<br />

SON<br />

SON<br />

DAUGHTER<br />

SON<br />

SON<br />

SON<br />

*<br />

COUSIN<br />

SON<br />

SON<br />

SON<br />

SON<br />

DAUGHTER<br />

DAUGHTER<br />

DAUGHTER<br />

SON<br />

DAUGHTER<br />

SON<br />

DAUGHTER<br />

DAUGHTER<br />

SON<br />

DAUGHTER<br />

SON<br />

DAUGHTER<br />

DAUGHTER<br />

DAUGHTER<br />

SON<br />

DAUGHTER<br />

SON<br />

DAUGHTER<br />

DAUGHTER<br />

DAUGHTER<br />

DAUGHTER<br />

DAUGHTER<br />

SON<br />

SON<br />

SON<br />

Most likely to give:<br />

• Diaspora (not currently studying)<br />

• Successful business person<br />

• Working class person<br />

STUDIO D RADIODURANS<br />

DAUGHTER<br />

SON<br />

DAUGHTER<br />

SON<br />

DAUGHTER<br />

DAUGHTER<br />

DAUGHTER<br />

LIVES<br />

ABROAD<br />

*Some individuals develop an addiction to khat; at US$25 per day, khat can have a<br />

DAUGHTER<br />

devastating impact on the wellbeing of a family, requiring persistent inward flows of<br />

money.<br />

B&MG - SOMALILAND MOBILE MONEY MAY 2015 25<br />

DAUGHTER<br />

SON<br />

SON<br />

Reasons to give:<br />

• Person is out of work, needs living expenses<br />

• A hard season/drought<br />

• Help with engagement and DAUGHTER wedding costs<br />

• Death or a funeral<br />

• Sickness<br />

DAUGHTER<br />

HAS<br />

MONEY<br />

NEEDS<br />

MONEY<br />

DOING<br />

OK

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