Always Moving Always Sharing Somaliland

Recommendations

Info

So called “sub-stations” provide phone charging for homes that have no power. A full charge costs ~500 SLSH. Have become less common, as airtime top-up can be purchased via Zaad or e-Dahab. The use of Zaad and e-Dahab are increasing the tempo in which business is conducted. BORAMA BORAMA B&MG - SOMALILAND MOBILE MONEY STUDIO D RADIODURANS MAY 2015 56
THE LENGTH OF TRANSACTION In a highly mobile society, different mixed cash/Zaad usages and behaviours allow users to take advantage of their ability to displace certain tasks in both time and space. Normal queue and pay cash top-up WAIT FOR TURN TRANSACTION BY SHOP OWNER TOP-UP WALK TO A STREET SHOP PAY AND GIVE PHONE NUMBER WAIT FOR CONFIRMATION FREE TO DO SOMETHING ELSE Walk-by cash top-up DROP MONEY AND A NOTE WITH PHONE NUMBER TOP-UP WALK TO A STREET SHOP FREE TO DO SOMETHING ELSE B&MG - SOMALILAND MOBILE MONEY STUDIO D RADIODURANS MAY 2015 57
Page 1 and 2:
Always Moving, Always Sharing Mobi
Page 3 and 4:
Executive Summary A lack of interna
Page 5 and 6: SUGGESTED READING These three artic
Page 7 and 8: SOMALILAND FINANCIAL TERMS GLOSSARY
Page 9 and 10: An Experiment in Democracy In Somal
Page 11 and 12: TRADE FLOWS YEMEN, KSA CHINA / UAE
Page 13 and 14: SOMALILAND POWER STRUCTURE: TRIBAL
Page 15 and 16: STRONG COMMERCIAL FORCES Telesom do
Page 17 and 18: TWO DOMINANT PLAYERS, AND THE REST
Page 19 and 20: As a comparison… Somaliland Myanm
Page 21 and 22: IN SUMMARY: Somaliland provides a u
Page 23 and 24: FOR CONTEXT: A TYPICAL “WESTERN
Page 25 and 26: FRICTIONLESS FINANCIAL INTERDEPENDE
Page 27 and 28: The widespread use of khat can crea
Page 29 and 30: MARRIAGE - EXAMPLE OF MONEY FLOWS 1
Page 31 and 32: IN SUMMARY: Circumstance, tradition
Page 33 and 34: DUAL-CURRENCY COMPLEXITY The Somali
Page 35 and 36: EVERYDAY PRICES As an example Aroun
Page 37 and 38: SAVINGS MECHANISMS Depending on inc
Page 39 and 40: “I have a secret SIM my kids don
Page 41 and 42: WHO MAKES THE MONEY MOVE Livestock,
Page 43 and 44: ZAAD USE ACROSS VENDORS Due to the
Page 45 and 46: REPORTED VS. ACTUAL TRANSACTIONS Be
Page 47 and 48: ZAAD AND THE RURAL POPULATION Zaad
Page 49 and 50: TRANSACTIONS & CUSTOMERS OF A SMALL
Page 51 and 52: IN SUMMARY: Blurred lines between c
Page 53 and 54: HOW TO SEND MONEY There are two way
Page 55: HOW TO SEND MONEY II The recently-i
Page 59 and 60: “Without Zaad, our lives would go
Page 61 and 62: NUMBERS & LIMITED LITERACY Literacy
Page 63 and 64: CASE STUDY: SCHOOL TEACHER Jamal, 2
Page 65 and 66: 5 What’s Missing, & What’s to C
Page 67 and 68: SHILLING REMITTANCE TO CURB INFLATI
Page 70 and 71: TOWARDS FINANCIAL INCLUSION By supp
Page 72 and 73: RECOGNITION, INFRASTRUCTURE & ECONO
Page 74 and 75: ZAAD, REDUCING BARRIERS TO FINANCIA
Page 76 and 77: 6 Methodology & Approach B&MG - SOM
Page 78: PARTICIPANTS \ We conducted: • 35
Page 81 and 82: F-SCALE RATING Studio D assigns a F
Page 83 and 84: About Studio D Studio D Radiodurans
show all

Always Moving Always Sharing Somaliland

You also want an ePaper? Increase the reach of your titles

Delete template?

Save as template?