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Always Moving Always Sharing Somaliland

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HOW TO SEND MONEY II<br />

The recently-introduced short code for using Zaad creates a locally unprecedented affordance, allowing a transaction to happen<br />

with only two commands. The interplay between the sender and receiver is interesting, especially in a retail setting.<br />

A seller indicates the price for an item intended for purchase. The buyer finds or asks for the seller’s posted Zaad number. The buyer enters a short code, the seller’s Zaad, and the item cost.<br />

Since this shorthand does not support fractions of a dollar, the buyer<br />

typically rounds up. In contrast to the purest form of short code, he<br />

does not yet enter his PIN—he first wants to confirm the seller.<br />

He receives feedback of the seller’s identity and the amount to be<br />

transferred. If correct, he enters his PIN.<br />

The seller receives a confirmation of transfer, including the<br />

buyer’s name and phone/Zaad number.<br />

As no US change is available in <strong>Somaliland</strong>, change is then given in<br />

shillings.<br />

B&MG - SOMALILAND MOBILE MONEY STUDIO D RADIODURANS<br />

MAY 2015 55

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