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Always Moving Always Sharing Somaliland

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SOCIAL DYNAMICS AROUND CASHING OUT<br />

When anyone with a mobile phone and Zaad is<br />

notionally a cash out point. What happens when<br />

someone wants to pay you, but the tools to receive<br />

payment are not working?<br />

We encountered situations where mobile phone<br />

batteries were dead, the phone was being charged<br />

out of reach of the owner, or the phone was shared<br />

with others. In these situations the receiver can ask<br />

for cash, may receive USD or SLSH, and may need to<br />

provide change<br />

An alternative is to find someone nearby, most<br />

likely a retail outlet to receive the Zaad payment<br />

and cash out for you. It is considered a minor social<br />

inconvenience.<br />

“My phone battery is dead. Let me find someone<br />

that can take Zaad, and they can give me cash.”<br />

- Ahmed, Male, taxi driver<br />

HARGAYSA<br />

B&MG - SOMALILAND MOBILE MONEY STUDIO D RADIODURANS<br />

MAY 2015<br />

58

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