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Conference Report 2016

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Section 4: Benefits for Members<br />

IllNESS/INjuRy SChEmE<br />

Enhanced Benefits<br />

An added benefit of GRA membership is the payment of<br />

€75 per week if a member suffers illness or an injury<br />

sustained off duty for more than five weeks up to 13<br />

weeks. This cost-free benefit, if taken with the Income<br />

Protection Scheme can abate the hardship caused by<br />

loss of earnings through illness and injury.<br />

CONDITIONS Of ThE SChEmE<br />

1. The Association will normally pay from its funds and<br />

on an ex gratia basis the sum of €75.00 per week<br />

for up to thirteen weeks to members who are<br />

medically certified as being unfit for duty through<br />

absences for extended periods.<br />

Benefit is payable for up to 13 weeks in respect of<br />

any one specific illness over a two year period (to<br />

the end of the 18th week from the commencement<br />

of the absence).<br />

2. The Scheme applies to absences through illness<br />

which commenced on or after the 1st January, 1989<br />

and absences through injury from the 1st May, 1989.<br />

3. Benefit will not be payable in respect of absences<br />

resulting from an injury on duty.<br />

4. Benefit will not be payable where a claim is pending<br />

against a third party.<br />

5. The ex gratia benefit will not apply to the first five<br />

weeks of any period of non effectiveness.<br />

6. A five-week excess period will apply to each<br />

separate period of non-effectiveness.<br />

7. A member claiming benefit under this arrangement<br />

should do so within ten weeks of commencement of<br />

non-effectiveness.<br />

8. Each claim will be accompanied by a Doctor’s<br />

certificate on a form, which will be provided from<br />

this office.<br />

9. Benefit will not be payable in respect of absences<br />

occasioned by alcoholism.<br />

10. The Central Executive Committee reserves the right<br />

to require a claimant for benefit under this<br />

arrangement to submit to an examination by a<br />

medical referee nominated by the Association.<br />

11. Any serious irregularity in the making of a claim or<br />

the making of a false claim for benefit provided for<br />

herein will automatically disqualify the claimant from<br />

all Association’s benefits.<br />

12. The Central Executive Committee reserves the right<br />

to be the final arbiters.<br />

ClAImS ExPERIENCE<br />

€102,859.13 was paid out of Association funds in respect<br />

of illness/injury claims for 2015 – this represents a<br />

decrease of 46.6% compared to payments in respect of<br />

claims for 2014.<br />

The following is an analysis of claims experience for<br />

2015, together with an overview of expenditure since the<br />

introduction of the scheme in 1989 up to the 31st<br />

December, 2015.<br />

Illness Claims 2015 60 claims processed 60,409.13<br />

Illness Claims 2014 3 claims processed 525.00<br />

Illness Claims 2012 1 claim 525.00<br />

Injury Claims 2015 84 claims processed 40,050.00<br />

Injury Claims 2014 4 Claims 1,350.00<br />

OVERVIEw Of SChEmE<br />

1989 €55,083.65<br />

1990 €99,750.41<br />

1991 €119,608.38<br />

1992 €82,001.27<br />

1993 €53,056.10<br />

1994 €55,010.95<br />

1995 €53,573.33<br />

1996 €76,642.96<br />

1997 €65,872.94<br />

1998 €64,642.67<br />

1999 €49,904.96<br />

2000 €35,833.67<br />

2001 €41,833.75<br />

2002 €36,470.44<br />

2003 €44,359.00<br />

2004 €36,070.00<br />

2005 €36,505.00 -><br />

38th Annual Delegate <strong>Conference</strong><br />

8

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