261 June 2016 - Gryffe Advertizer
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www.advertizer.co.uk june <strong>2016</strong><br />
3 3<br />
Legal Blog<br />
by Isabella McKerrow,<br />
Affinity Family Law<br />
Why every adult should have<br />
a Power of Attorney<br />
As we head towards old age and face the prospect of becoming mentally<br />
and physical infirm, it is sensible to have a Power of Attorney “POA” in place.<br />
However, an adult could become physically or mentally infirm at any age as a<br />
result of illness or trauma. Every adult should consider having a POA in place,<br />
given they are inexpensive and, unlike a will, do not have to be reviewed every<br />
few years.<br />
A POA can ensure that the financial affairs and personal welfare of the adult<br />
will be looked after by someone they trust. An adult who is mentally capable<br />
may grant a POA for various purposes and for however long. There are two<br />
types: Continuing, relating to property and assets or financial affairs of the<br />
granter. This can be used at any time for convenience and remains effective on<br />
subsequent incapacity: Welfare, relating to personal welfare decisions ensuring<br />
the family are involved and preventing the Local Authority making decisions if<br />
the granter becomes incapable. It can be stipulated that welfare powers are not<br />
granted unless a GP certifies the adult mentally incapable. A combined POA can<br />
be granted with both continuing and welfare powers.<br />
The advantages of having a POA are that it enables speedy and appropriate<br />
intervention. It avoids the adult’s family the problems that arise when an<br />
individual loses capacity such as it being impossible to manage their financial/<br />
business affairs or deal with their property. The welfare POA prevents the Local<br />
Authority moving an incapable adult into a care home without the family’s<br />
consent. Granting a POA also avoids the lengthy, complicated and expensive<br />
process of applying to court for a Guardianship Order, which may only grant<br />
limited powers and may have to be renewed by further expensive court<br />
applications every three years.