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Weekender Alicante North Issue 109

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Facebook: @The<strong>Weekender</strong>Spain<br />

FRIDAY 20TH SEPTEMBER 2019 3<br />

Providing a high level of service<br />

to my clients is the key to good<br />

financial advice. I expect a<br />

face-to-face meeting with each<br />

and every one of my clients at<br />

least once a year, in addition to<br />

regular phone calls and emails.<br />

My clients also know that their<br />

portfolio is reviewed by me every<br />

month, and if at any point I see<br />

an opportunity, or something that<br />

needs addressing, I contact them<br />

immediately.<br />

Whilst this will always remain a<br />

priority for me, it seems not every<br />

financial adviser thinks the same<br />

way. At Chorus, more and more<br />

clients are walking through our door<br />

each day because they’ve either lost<br />

contact with their adviser or they are<br />

not happy with the level of service<br />

they are receiving.<br />

I should at this point explain why<br />

so many advisers can go ‘AWOL’<br />

after they’ve invested their client’s<br />

savings or pensions. Despite it<br />

being banned now in the UK, the<br />

majority of financial advisory<br />

Finance Feature<br />

provided by...<br />

companies in Spain can still take<br />

hidden commissions when they<br />

recommend investment funds.<br />

This means that not only do they<br />

often have a very small choice of<br />

funds to choose from – sometimes<br />

they only have this commission<br />

agreement in place with one or<br />

two fund houses – but they are<br />

also effectively paid for as much<br />

as 10 year’s work up front. At this<br />

point the adviser simply moves<br />

on to the next prospective client,<br />

often neglecting a large client-base<br />

that would benefit from ongoing<br />

advice.<br />

Those with financial products in<br />

Spain need to be aware that the<br />

very key to good financial advice is<br />

regular reviews of client portfolios.<br />

At Chorus we monitor every fund<br />

our clients use on a weekly basis<br />

(as we’re fully independent, this is<br />

a very broad range), and we look at<br />

every single portfolio we manage at<br />

least every month.<br />

This approach, combined with using<br />

well-known, quality institutions,<br />

La Nucia<br />

going to<br />

the dogs<br />

IN recognition of its<br />

achievements in animal<br />

protection, La Nucia has<br />

been chosen to host the<br />

third National Campus for<br />

Animal Protection and Canine<br />

Units, at the end of<br />

next month.<br />

During the prestigious<br />

four-day congress, local police<br />

canine units from all over<br />

Spain, will take part in workshops,<br />

specialist training<br />

sessions and practical simulation<br />

exercises, designed to<br />

create a scenario reflecting<br />

the needs of Animal Protection<br />

in the technical, scientific<br />

and professional fields.<br />

A two-day Specialist training<br />

course for police canine<br />

units, including theoretical<br />

and practical sessions, conducted<br />

by expert trainers in<br />

collaboration of the two large<br />

state bodies of police canine<br />

units, is also part of the<br />

scheduled programme.<br />

The event, jointly organised<br />

by the Spanish Society<br />

by Andy Mansell<br />

of Criminology TSU (SEcrim),<br />

the National Union<br />

of Chiefs of Local Police<br />

(Unijepol), the Spanish Association<br />

of Public Safety<br />

of Animal Protection (AES-<br />

PPA) with the collaboration<br />

of the City of La Nucía<br />

through the departments of<br />

Public Safety and Animal<br />

Protection, will also include<br />

a national awards ceremony,<br />

where Police Canine Units,<br />

individual dog handlers and<br />

dogs will be commended for<br />

their work activities.<br />

On the final Saturday,<br />

an exhibition starting at<br />

12.00h, open to the general<br />

public, designed to promote<br />

and give a greater understanding<br />

to the work of these<br />

special units, will take place<br />

at the Camilo Cano Sports<br />

Arena, with participation<br />

and displays given by the<br />

finalists and award winning<br />

dogs and handlers.<br />

Are you getting the service you were<br />

promised from your financial adviser?<br />

and FCA regulated funds, helps<br />

our clients achieve their investment<br />

goals.<br />

Financial advice is not about setting<br />

you up for a five-year plan and then<br />

walking away, leaving you to cross<br />

your fingers and hope for the best. It<br />

965 641 163<br />

is about agreeing on financial goals,<br />

and working together on a regular<br />

basis to ensure they are met.<br />

Please do not hesitate to contact<br />

me if you are not satisfied by<br />

the level of service or returns<br />

you’ve received from your current<br />

www.chorusfinancial.es<br />

info@chorusfinancial.es<br />

Jessica Gommans announced the congress details<br />

this week<br />

“La Nucía is a reference<br />

in Animal Protection at the<br />

national level, which is why<br />

Unijepol and AESPPA have<br />

chosen our municipality for<br />

this complete Campus that<br />

includes a Congress, training<br />

sessions, delivery of national<br />

distinctions and a great exhibition<br />

in the Esportiva City”,<br />

said Jessica Gommans, Councillor<br />

for Animal Protection in<br />

the municipality.<br />

“Local police from all over<br />

Spain of canine units will be<br />

trained in La Nucía, in a theoretical<br />

and practical workshops<br />

that will use the parks<br />

parks, the training camp for<br />

rescue dogs.”<br />

The event will take place<br />

from Wednesday 23rd October<br />

to Saturday 26th October<br />

at venues across the town.<br />

By Tracy Storer<br />

Senior Partner<br />

Chorus Financial<br />

advisory. It costs nothing to have<br />

a chat on the phone or to come to<br />

our office for a coffee to discuss<br />

your options. Please call me today<br />

on 693 107 044 or email t.storer@<br />

chorusfinancial.es<br />

Providing award winning<br />

advice for your pensions,<br />

investments & tax planning.<br />

Chorus Financial is a trading style of Tourbillon Limited, authorised and regulated by the Financial Services Commission (Gibraltar), Licence Number<br />

FSC1118B, registered with the UK FCA reference 539348, registered with the Spanish DGS and CNMV Nº Registro Oficial 3214.<br />

Returning to Costa Blanca November 5th, 6th, 7th.<br />

For more information visit www.thefinancetour.com.

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