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Where the power lies: multiple stakeholder politics over natural ...

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Annex 2.<br />

Simudzirayi Microcredit Scheme, Romwe, Chivi District<br />

The second project is a multi-institutional participatory action research (PAR) for a<br />

United Kingdom Department of International Development (DFID) supported project<br />

on common property resources management at catchment level in Romwe, Chivi District,<br />

sou<strong>the</strong>ast Zimbabwe. The project is using PAR to develop rural development strategies<br />

to improve livelihoods in <strong>the</strong> catchment. Simudzirayi Microcredit Scheme is a component<br />

of this project. The Institute of Environmental Studies at <strong>the</strong> University of Zimbabwe<br />

coordinates <strong>the</strong> project. O<strong>the</strong>r partners in <strong>the</strong> project include NGOs, g<strong>over</strong>nment and<br />

o<strong>the</strong>r university departments. The data collected was as an input to <strong>the</strong> institutional<br />

dimension of <strong>the</strong> project and was aimed to provide insights on wider participation in<br />

democratically constituted organizations and to resolve <strong>the</strong> conflicts <strong>over</strong> <strong>the</strong> microcredit<br />

scheme. Data was collected on <strong>the</strong> Simudzirayi Microcredit Scheme. The focus of<br />

activities to developing tools to understand <strong>the</strong> following:<br />

Understand why <strong>the</strong> micro-credit scheme was characterised by ‘so much’ conflict<br />

and often described as a ‘hot potato’.<br />

To understand how <strong>power</strong> is configured between different <strong>stakeholder</strong>s in <strong>the</strong><br />

committee; <strong>the</strong> village and in <strong>the</strong> project.<br />

Methods and process notes<br />

Work to develop <strong>the</strong> framework in Romwe focused on applying some of <strong>the</strong> methods<br />

suggested in Step 3, particularly <strong>the</strong> use of meetings to observe dynamics and relations<br />

among <strong>stakeholder</strong>s. Data collection was based on participant observations in three<br />

successive meetings held to decide on defaulters. We focused our attention on<br />

understanding relations between defaulters and o<strong>the</strong>r members of <strong>the</strong> scheme. As a<br />

follow-up to <strong>the</strong> participant observations we used focused group meetings and key<br />

interviews to understand relations outside <strong>the</strong> committee, i.e. relations within <strong>the</strong> larger<br />

group and relations within <strong>the</strong> project.<br />

2.1 Relations among <strong>stakeholder</strong>s in <strong>the</strong> microcredit scheme in Romwe<br />

Generally people describe <strong>the</strong> microcredit scheme as a “hot potato”. Some people seem<br />

afraid to openly discuss <strong>the</strong> scheme or to have <strong>the</strong>ir views documented. Some respondents<br />

would just sigh and say ‘pane basa’ (<strong>the</strong>re is much <strong>politics</strong>) or ‘hatipindi mazviri’ (we<br />

don’t want to be involved’), indicating an unwillingness to discuss or be part of <strong>the</strong><br />

ongoing machinations among those involved in <strong>the</strong> day to day running of <strong>the</strong> micro-credit<br />

scheme. To understand <strong>the</strong> dynamics in <strong>the</strong> scheme one must have some background<br />

information on how it was started.<br />

The scheme was set up following a donation by a well-wisher after a visit to <strong>the</strong> project.<br />

After an evaluation, <strong>the</strong> scheme was formally included as an important component of <strong>the</strong><br />

project. The scheme was set up as a revolving fund to alleviate shortages of capital to

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