Justice and Law Legal Journal
Justice and Law Legal Journal
Justice and Law Legal Journal
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gaTeTrebis mesveurebi gasaTeTrebeli fuliT yiduloben saTamaSo Cipebs da<br />
TamaSoben kazinoSi. Semdgom abruneben Cipebs da iReben qviTars, riTic midian<br />
romelime bankSi mogebuli Tanxis gasanaRdeblad. aRniSnuli procesis dros,<br />
aravin interesdeba Tu saidan gaCnda gasaTeTrebeli fuli, romelic sabolood,<br />
mogebul Tanxad ubrundebaT.<br />
ofSorul centrebs mWidro kavSiri aqvT e.w. xelSemwyob agentebTan romlebic<br />
Suamavloben klientebTan. xelSemwyobi agentebis SeTavazeba iTvaliswinebs finansur<br />
konsultaciebs/rCevebs da klientis darwmunebas finansuri centriT sargeblobis<br />
upiratesobaSi.<br />
arsebobs uamravi e.w. iatakqveSa sabanko sistema (Underground banking system), romelic<br />
Tavis mxriv, kompleqsuri ofSoruli zonaa. aseTi tipis bankebia Cinuri „Chip system”<br />
an „Chop system”, pakistanur-induri „Hundi system” igive „Hawalah system”. aRniSnuli<br />
sistemebiT klientis kapitalis tranzaqcia xdeba telefonis, faqsis an eleqtronuli<br />
fostis saSualebiT. iseTi saxis simdidre, rogoricaa oqro da Zvirfasi qvebi erTi<br />
qveynidan meore qveyanaSi gadadis yovelgvari savaldebulo finansuri dokumentaciis<br />
gareSe. iqidan gamomdinare, rom e.w. iatakqveSa sabanko sistema finansur tranzaqcias<br />
axorcielebs saerTaSoriso qselis (Network) meSveobiT, samarTaldamcavi organoebi<br />
ver uweven kontrols aRniSnul process, rac Tavis mxriv, aadvilebs kriminalebis mier<br />
fulis gaTeTrebis SesaZleblobas. 3<br />
gadaxdis axali meTodebis ofSoruli uzrunvelyofa<br />
potenciuri risk-faqtori, romelic SeiZleba saerTo iyos gadaxdis axali meTodebis<br />
yvela saxisaTvis, aris iurisdiqcia. zog SemTxvevaSi, gadaxdis axali meTodebis Semqmnelebi<br />
an momsaxurebis mimwodeblebi SeiZleba imyofebodnen ofSorul finansur centrSi,<br />
sadac rogorc aRvniSneT, kanonebisa da normatiuli aqtebis naklebad saimedo<br />
sistemebia. amasTan, procesebi, romlebic gadaxdis axal meTodebTanaa dakavSirebuli,<br />
xSirad ramdenime iseT iurisdiqcias gaivlis, romelTa gavleniTac ufro kompleqsuri<br />
produqti iqmneba. ramdenime iurisdiqciis monawileoba qmnis tranzaqciebis dafarvas,<br />
romelic Tavis mxriv, arTulebs gadaxdis axali meTodebis zedamxedvelobis efeqtianobas<br />
samarTaldamcavi organoebis mxridan. rodesac gadaxdis axali meTodebi internetiT<br />
vrceldeba, iurisdiqciasTan dakavSirebuli problemebi matulobs. kerZod, Tu<br />
romel iurisdiqciebs miekuTvnebian momsaxurebis provaiderebi, sad arian isini Car-<br />
Tulebi, xelisuflebis romeli organoebi ageben pasuxs maT kontrolze da fulis ga-<br />
TeTrebasa da terorizmis dafinansebasTan brZolis romeli reJimi gamoiyeneba maT<br />
winaaRmdeg. am SemTxvevaSi, nebismieri im iurisdiqciisaTvis, sadac rigiTi klientebisaTvis<br />
gadaxdis axali meTodebis gamoyeneba daSvebulia, gansakuTrebiT rTuli xdeba<br />
aRniSnul ukanono qmedebebSi Careva da maTi SeCereba. problemis naTlad warmoCenisaTvis,<br />
warmogidgenT gadaxdis axali meTodebis sqemas.<br />
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