Bezirks gericht H i e t z i n g - Wake News

I oNe-orr TNTERNATToNAL PAYMENTs
I ou, ogr""t"nl with you is mode up of lhe generol condilions {conloined
i in the P"r.onol Bonkinq ierms ond condiiions leoflet) ond oddilionol
t conditions. These oddilonol conditions include thö condilions below
intormo.lion in the Inlernotionoi Poymenis ieoiiei, onci oiher informoiiorr we
tell vou when vou osk us to moke the poyment If lhere is ony overlop or
.onili.t but*""n the odditionol conditrons ond the Personol Bonking terms
ond conditions, the odditionol conditions opply
The internolionol poyments service ollows you to moke on electronic poyment
from on occount you hoid .wilh us lo o person ("beneficior-'i"i either outside lhe
UK or in o currency other thon sterling within the UK lt is provided by
Llovds TSB Bonk plc or Lloyds TSB Scotlond plc, whichever holds your occounl.
MAKING AN INTERNATIONAL PAYMENT
1 We musf receive your poyment instruclion beiore lhe cul-off time on o
working doy so thol we con stort processing it the some doy The cutoff
lime for inlernoiionol poymenls is 2pm.
1? By'working doy'we meon ony doy on which o porliculor bonk is
open for business os required for the processing of on internotionol
päyment. Our working doys ore Mondoy to Fridoy (olher thon English
bonk hotlCoys) bui fcreign bonks moy hove differenf working doys. for
exomple becouse they observe locol bonk holidoys
When you give us o poyment inslruclion you musl give us the nome o{
the beneficiory, ond the nome ond oddress ol their bonk; ond
1 3.1 if you ore moking o poymenl in euro or ony other EEA currency to o
bonk occounl in the EEA, Switzerlond or Monoco you must give us
lhe Internotionol Bonk Accouni Number (IBAN) ond Bonk ldentifier
Code (BiC) for the beneficiory's occounf By "EEA"
we meon fhe
Europecrn Economic Areo {this includes members of the Europeon
Union olus Norwov, icelond ond Liechtenstein). By "EEA
1.3
cunency"
we meon the euro or ony officiol currency oi on EEA counlry; or
1.3.2 if you ore moking ony oiher poyment you must give us the
beneficiory's occounl number ond lhe rouling or cleoring codes of
lheir bonk,
ond ony olher detoils we osk you for so we con moke the poymeni'
1.4 Provided we receive your poyment inslruction before fhe cut-off time
on o working doy. we will toke the money from your occount lhe
some doy. If ihe Leneficiory's occount is in the EEA, the limescoles for
poyments set oul in lhe Perso,rrol Bonking lerms ond conditions leoflet
wlli opply lf the beneficiory's occount is oulside the EEA, you con osk us
for deloils oboul how long the poymenf will loke to orrive.
t_J You connot concel or chonge your poymen'l inslruclion once you
hove given it lo us becouse we slort processing il when we receive if
lf you osk us 1o concel on poyment inslruction thot is olreody being
processed, you ocknowledge thot:
1.5.i if ihe pavment hcs been crediied inio ihe beneficici"y's cccount,
we con only recoll the poyment {or ony port of it) with Jhe
ogreemenl of lhe beneficiory's bonk ond lhe beneficiorY.
1.5.2 we moy moke o chorge for lrying to concel or chonge lhe
poymenl, whether or noi we succeed. We will lell you the omount
of our chorges for this service ot the time you request il
i.5.3 if you osked for fhe originol poyment lo be token trom your
occounl in o foreign currency, we will converl il into slerling
before we poy il inlo your occounl The omounl poid bock inlo
your occounl moy be less thon the omount token for the originol
poyment. The exchonge roie moy olso hove worsened belween
toking the money oul ond poying the money in
2 EXCHANGE RATES
2.1 lf you osk us to send the poyment in o currency olher lhon sterling we
will tell you the exchonge role thot will opply lf the poyment is in o
currency which differs from the currency of the beneficiory's occount'
we connot conlrol ony exchonge rote opplied by ihe beneficicry's bonk
or ony ogent bonk.
5
J.L
CHARGES
lf you osk us to moke the poymenl in euro or ony other EEA currency
to o bonk occounl in the EEA, Switzerlond or Monoco you will poy our
chorges {including lhe chorges of ony ogent bcnk we use) ond the
beneficiory will poy their bonk's chorges
lf you ore requesling ony olher inlernotionol poyment you moy osk:
3.2.1 1o poy oll chorges, where you olso ogree lo poy the chorges of
lhe beneficiory;s bonk ond ony ogeni bonks we use' insteod of
the beneficiorY; or
3.2.21or chorges to be shored, where you ogree lo poy our chorges ond
he benöficiory poys lheir bonk's chorges, ond, if we use on ogeni
bonk when sending the poyment, fheir chorge (if ony) is deducled
from lhe paymenf before il reoches the beneficiory's bonk'
We will nol olwoys be oble to tell you in cdvonce whol the beneficiory's
bonk or ony ogent bonk will chorge.
3.3 We will toke our chorges for deoling wilh your inlernoticnol poymenl' ond'
where oppropriole, ony chorges by the beneiiciory's bonk ond ony ogenl
bonk {unless lhe poyment folls within condilion 3'2'2 obove' ond lhe
ogent bonk's chorge is deducted from the poymenti from your occounl
4 STATEMENTS AND INFORMATION
4.1 The poymenl tronsoction detoils, including the sterling equivolent of lhe
poyt"nt, lhe chorges which opply ond ony breokdown of these ond
ihe exchonge role which opplied will be confirmed lo you in wriling
immedioteli ofter the poyment hos leff your occounl ond will be shown
on lhe slolemenl for Your occouni.
pleose contocl your brCInch if you'd like this in Broille, lcrge print or on oudio tope.
LloidslSBBqnkpLcRtg:slzrer)Ofri-e:25GreshornSlreel,Lond.rn[czv7Hl']
RegisleledinEnglondonciwoles,no 2065'
tlovds TSB Scotlqnd t|li Reqislered Cfiice: Henry Duocon House. 120 George Streel. Edinburgh EH2 4lH Regislered in Scotlond' no' 95237