INVESTKREDIT BANK AG - Xetra

CONTENTS.
Investkredit at a glance. ................................................................................................ 2
Income development of the Investkredit Group 1997 – 2001. ................................... 3
Key figures of the Investkredit Group 1997 – 2001. ................................................... 4
Letter from the Board of Management. ...................................................................... 5
Policy-making bodies. .................................................................................................... 8
Supervisory Board. .................................................................................................... 8
State Commissioner. .................................................................................................. 8
Board of Management. ............................................................................................ 9
Organizational chart. ................................................................................................... 10
Investkredit shares. ...................................................................................................... 11
Management discussion. ............................................................................................. 13
Investkredit Group. ................................................................................................. 13
Development of earnings. ...................................................................................... 17
Total assets and capital development. .................................................................. 18
Environment and personnel. .................................................................................. 19
Outlook for 2002. .................................................................................................... 20
Segment reporting according to IAS. ......................................................................... 22
Corporates. .............................................................................................................. 22
Corporate lending. ............................................................................................ 23
Corporate finance, private equity, consulting. ............................................... 28
Asset management. ........................................................................................... 30
Treasury............................................................................................................... 31
Local governments. ................................................................................................. 33
Real estate. .............................................................................................................. 35
Financial statements of the Investkredit Group for 2001. ....................................... 37
Income statement of the Investkredit Group. ...................................................... 37
Balance sheet of the Investkredit Group. ............................................................. 38
Statement of changes in equity. ............................................................................ 39
Cash flow statement. .............................................................................................. 40
Notes to the financial statements of the Investkredit Group. ............................ 41
Accounting principles. ....................................................................................... 41
Information on the income statement. ........................................................... 45
Information on the balance sheet.................................................................... 47
Other information. ............................................................................................ 58
Audit Certificates according to IAS and
§ 245a of the Austrian Commercial Code. ............................................................ 68
Report of the Supervisory Board. ............................................................................. 69
Glossary of important technical terms. ...................................................................... 70
Investor relations contacts, and editorial information. ............................................ 74
Group’s international locations. ................................................................................. 76
Contents
THE BANK FOR CORPORATES
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