INVESTKREDIT BANK AG - Xetra

4THE BANK FOR CORPORATES
Key figures
KEY FIGURES OF THE INVESTKREDIT GROUP
1997 – 2001.
HGB HGB IAS IAS IAS
1997 1998 1999 2000 2001
Net interest income (in EUR m) 49.3 51.1 62.1 76.4 96.9
Profit for the year before tax (in EUR m) 11.9 13.7 24.3 32.4 33.8
Net profit (in EUR m) 7.2 8.2 17.3 26.8 23.1
Core capital (Tier 1) pursuant to the
Austrian Banking Act (in EUR m) 209.0 227.9 247.5 272.0 358.3
Own funds (Tier 1 + 2 + 3) pursuant to the
Austrian Banking Act (in EUR m) 330.4 372.2 422.0 421.5 550.8
Total assets (in EUR m) 4,750.1 5,298.4 6,920.4 8,703.4 11,194.4
Employees (year-end) 232 244 269 290 320
Market capitalization (in EUR m) 187.7 204.7 206.0 221.6 230.7
Total capital ratio 12.7 % 13.2 % 12.6 % 9.9 % 10.4 %
Core capital ratio 8.1 % 8.1 % 7.4 % 6.4 % 6.8 %
Interest margin 1) 1.10 % 1.02 % 1.02 % 0.98 % 0.97 %
Operating income per employee (in EUR m) 0.26 0.26 0.24 0.29 0.33
Profit for the year per employee (in EUR m) 0.05 0.06 0.09 0.11 0.11
Cost-income ratio 2) 51.8 % 51.8 % 54.0 % 42.5 % 41.8 %
Return on assets 3) 0.46 % 0.51 % 0.80 % 0.85 % 0.71 %
Return on equity before tax 4) 5.9 % 6.3 % 9.9 % 11.8 % 12.2 %
Return on equity – net profit 5) 3.7 % 3.7 % 7.0 % 9.7 % 8.4 %
Earnings per share (in EUR) 1.36 1.42 2.73 4.23 3.65
Owing to the application of IAS, the figures for 1997 and 1998 are only partly comparable
1)
Ratio of net interest income to average total assets
2)
Ratio of administrative expenses to income
3)
Ratio of net income before tax to average risk-weighted assets
4)
Ratio of net income before tax to average equity
5)
Ratio of net income after tax to average equity