Benefit Reference Guide - The School District of Palm Beach County

School District of Palm Beach County
What’s NEW for 2012?
In this section...
• Enrollment Information
• New Medical Plan Names
• Plan Changes
• Wellness Rewards
• Important Reminders
• Annual Enrollment And Plan Year Dates
• Online Annual Enrollment
You are encouraged to read
this booklet which provides the
information necessary to help you
decide the benefits that are right for
you. The Low Option HMO or Waive
Option will be the medical plan
options for those newly eligible for
benefits.
Benefit Enhancements:
• Employee premium contributions are required for all levels of
medical coverage
• Wellness Rewards expanded to financially reward and motivate
employees AND covered spouses/partners to take basic health
steps to be more aware and active in their own health
• Increase in Mail Order 90-day supply co-payment for all medical
plans
• HMO Choice 39 will be called High Option HMO
• High Option HMO plan: deductible of $350 per individual and
$700 per family applies to medical services outside of normal
office visits
• Deductibles apply toward inpatient and outpatient hospital
services
• EPO plan will be called the Low Option HMO
• 401(a) contribution eliminated for Low Option HMO (formerly
EPO) Single Coverage enrollment
Existing part-time employees who are in an active paid position as
of Dec. 31, 2011, will be grandfathered in and remain eligible for
benefits.
• New eligibility definition – New (non-CTA) employees must
work 30 or more hours per week to qualify for insurance.
• Minimum $100 per month increase for part-time employees
enrolled in the High Option HMO plan (lower contribution
available in the Low Option HMO)
• NEW Nurse at Work Program – read more about this new
program on page 58.
• Rates for the Dental PPO plans will increase
• EyeMed benefits slightly enhanced
• MetLife Long Term Care (LTC) – no new policies sold after
8/1/2011. Existing policyholders can expect increased rates.
www.myFBMC.com
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