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Benefit Reference Guide - The School District of Palm Beach County

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Dental<br />

PPO Plans (P5215 and P5105)<br />

BENEFIT Option 3 - PPO Plan P5215 Option 4 - PPO Plan P5105<br />

In-Network Out <strong>of</strong> Network In-Network Out <strong>of</strong> Network<br />

Deductible (maximum 3 per family)<br />

(Calendar Year is January 1 - December 31)<br />

Class I<br />

Class II, III, IV<br />

None<br />

$50 per year,<br />

individual<br />

None<br />

$50 per year,<br />

individual<br />

None<br />

$50 per year,<br />

individual<br />

None<br />

$50 per year,<br />

individual<br />

CALENDAR year Maximum $1,000 $1,000 $1,000 $1,000<br />

Lifetime Orthodontic Maximum $2,000 $2,000 Not Covered Not Covered<br />

Waiting period<br />

Class I and II<br />

Class III<br />

Class IV<br />

None<br />

12 Months<br />

12 Months<br />

None<br />

12 Months<br />

12 Months<br />

None<br />

12 Months<br />

N/A<br />

None<br />

12 Months<br />

N/A<br />

BENEFIT In-Network Out <strong>of</strong> Network* In-Network Out <strong>of</strong> Network*<br />

Class I - Preventive & Diagnostic<br />

Oral Evaluation (Diagnostic)<br />

X-Rays (Diagnostic)<br />

Lab and Other Diagnostic Tests<br />

Prophylaxis (Preventative)<br />

Fluoride Treatment (Preventative)<br />

Sealants<br />

Space Maintainers<br />

100%<br />

100%<br />

100%<br />

100%<br />

100%<br />

100%<br />

100%<br />

90%<br />

90%<br />

90%<br />

90%<br />

90%<br />

90%<br />

90%<br />

100%<br />

100%<br />

100%<br />

100%<br />

100%<br />

100%<br />

100%<br />

80%<br />

80%<br />

80%<br />

80%<br />

80%<br />

80%<br />

80%<br />

class ii - basic services<br />

Restoration (Amalgams and Resin Based Only)<br />

General Services (Emergency Treatment and<br />

Anesthesia)<br />

Simple Extractions<br />

Oral Surgery (includes surgical extractions)<br />

Periodontics<br />

Endodontics<br />

80%<br />

80%<br />

80%<br />

80%<br />

80%<br />

80%<br />

70%<br />

70%<br />

70%<br />

70%<br />

70%<br />

70%<br />

50%<br />

50%<br />

50%<br />

50%<br />

50%<br />

50%<br />

40%<br />

40%<br />

40%<br />

40%<br />

40%<br />

40%<br />

Class III - major services<br />

Inlays/Onlays/Crowns and Bridges<br />

Dentures and other Removable Prosthetics<br />

Fixed Prosthetics<br />

50%<br />

50%<br />

50%<br />

40%<br />

40%<br />

40%<br />

50%<br />

50%<br />

50%<br />

40%<br />

40%<br />

40%<br />

Class IV - Orthodontic Services<br />

Orthodontia (Child up to age 19) 50% 50% Not Covered Not Covered<br />

*Out <strong>of</strong> network percentage is based upon allowable charges.<br />

Please refer to your Certificate <strong>of</strong> Coverage booklet for a complete<br />

list <strong>of</strong> benefits, frequencies, limitations and exclusions for all Plans.<br />

<strong>The</strong> UnitedHealthcare Dental PPO Plans are administered<br />

by Dental <strong>Benefit</strong> Providers, Inc. and underwritten by<br />

UnitedHealthcare Insurance Company.<br />

<strong>The</strong> Solstice Dental Plans are <strong>of</strong>fered by Dental <strong>Benefit</strong> Providers,<br />

Inc. and underwritten by Solstice <strong>Benefit</strong>s, Inc., a licensed Prepaid<br />

Limited Health Service Organization, under F.S. 636.<br />

Did you read about...<br />

• Dental plan options?<br />

• Plan comparisons?<br />

• Orthodontics?<br />

www.myFBMC.com<br />

48

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