Benefit Reference Guide - The School District of Palm Beach County
Benefit Reference Guide - The School District of Palm Beach County
Benefit Reference Guide - The School District of Palm Beach County
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Dental<br />
PPO Plans (P5215 and P5105)<br />
BENEFIT Option 3 - PPO Plan P5215 Option 4 - PPO Plan P5105<br />
In-Network Out <strong>of</strong> Network In-Network Out <strong>of</strong> Network<br />
Deductible (maximum 3 per family)<br />
(Calendar Year is January 1 - December 31)<br />
Class I<br />
Class II, III, IV<br />
None<br />
$50 per year,<br />
individual<br />
None<br />
$50 per year,<br />
individual<br />
None<br />
$50 per year,<br />
individual<br />
None<br />
$50 per year,<br />
individual<br />
CALENDAR year Maximum $1,000 $1,000 $1,000 $1,000<br />
Lifetime Orthodontic Maximum $2,000 $2,000 Not Covered Not Covered<br />
Waiting period<br />
Class I and II<br />
Class III<br />
Class IV<br />
None<br />
12 Months<br />
12 Months<br />
None<br />
12 Months<br />
12 Months<br />
None<br />
12 Months<br />
N/A<br />
None<br />
12 Months<br />
N/A<br />
BENEFIT In-Network Out <strong>of</strong> Network* In-Network Out <strong>of</strong> Network*<br />
Class I - Preventive & Diagnostic<br />
Oral Evaluation (Diagnostic)<br />
X-Rays (Diagnostic)<br />
Lab and Other Diagnostic Tests<br />
Prophylaxis (Preventative)<br />
Fluoride Treatment (Preventative)<br />
Sealants<br />
Space Maintainers<br />
100%<br />
100%<br />
100%<br />
100%<br />
100%<br />
100%<br />
100%<br />
90%<br />
90%<br />
90%<br />
90%<br />
90%<br />
90%<br />
90%<br />
100%<br />
100%<br />
100%<br />
100%<br />
100%<br />
100%<br />
100%<br />
80%<br />
80%<br />
80%<br />
80%<br />
80%<br />
80%<br />
80%<br />
class ii - basic services<br />
Restoration (Amalgams and Resin Based Only)<br />
General Services (Emergency Treatment and<br />
Anesthesia)<br />
Simple Extractions<br />
Oral Surgery (includes surgical extractions)<br />
Periodontics<br />
Endodontics<br />
80%<br />
80%<br />
80%<br />
80%<br />
80%<br />
80%<br />
70%<br />
70%<br />
70%<br />
70%<br />
70%<br />
70%<br />
50%<br />
50%<br />
50%<br />
50%<br />
50%<br />
50%<br />
40%<br />
40%<br />
40%<br />
40%<br />
40%<br />
40%<br />
Class III - major services<br />
Inlays/Onlays/Crowns and Bridges<br />
Dentures and other Removable Prosthetics<br />
Fixed Prosthetics<br />
50%<br />
50%<br />
50%<br />
40%<br />
40%<br />
40%<br />
50%<br />
50%<br />
50%<br />
40%<br />
40%<br />
40%<br />
Class IV - Orthodontic Services<br />
Orthodontia (Child up to age 19) 50% 50% Not Covered Not Covered<br />
*Out <strong>of</strong> network percentage is based upon allowable charges.<br />
Please refer to your Certificate <strong>of</strong> Coverage booklet for a complete<br />
list <strong>of</strong> benefits, frequencies, limitations and exclusions for all Plans.<br />
<strong>The</strong> UnitedHealthcare Dental PPO Plans are administered<br />
by Dental <strong>Benefit</strong> Providers, Inc. and underwritten by<br />
UnitedHealthcare Insurance Company.<br />
<strong>The</strong> Solstice Dental Plans are <strong>of</strong>fered by Dental <strong>Benefit</strong> Providers,<br />
Inc. and underwritten by Solstice <strong>Benefit</strong>s, Inc., a licensed Prepaid<br />
Limited Health Service Organization, under F.S. 636.<br />
Did you read about...<br />
• Dental plan options?<br />
• Plan comparisons?<br />
• Orthodontics?<br />
www.myFBMC.com<br />
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