The Prudential Series Fund

PROSPECTUS
May 1, 2009
PRUCO LIFE
VARIABLE CONTRACT
REAL PROPERTY ACCOUNT
This prospectus is attached to two other types of prospectuses. The first describes either a variable annuity contract
or a variable life insurance contract (collectively, the "Contract") issued by Pruco Life Insurance Company ("Pruco
Life," "us," "we," or "our"), a stock life insurance company that is a wholly-owned subsidiary of The Prudential
Insurance Company of America ("Prudential"). The second prospectus describes several investment options available
under that variable contract through The Prudential Series Fund (the "Series Fund"). The Series Fund is registered
under the Investment Company Act of 1940 as an open-end, diversified management investment company. The
Series Fund consists of separate investment portfolios that are mutual funds, each with a different investment policy
and objective.
This prospectus describes the Pruco Life Variable Contract Real Property Account (the "Real Property Account"), an
additional available investment option. Although it is not a mutual fund, in many ways it is like a mutual fund. Instead
of holding a diversified portfolio of securities, such as stocks or bonds, it consists mainly of a portfolio of commercial
and residential real properties.
Pruco Life determines the price of a "share" or, as we call it, a "participating interest" in this portfolio of properties, just
as it does for the other investment options. It is based upon our best estimate of the fair market value of the properties
and other assets held in this portfolio. The portion of your "Contract Fund" (the total amount invested under the
Contract) that you allocate to this investment option will change daily in value, up or down, as our estimate of the fair
market value of these real properties and other assets change.
The risks of investing in real property are different from the risks of investing in mutual funds. See RISK FACTORS.
Also, your ability to withdraw or transfer your investment in this option is not as freely available as it is for the other
investment options. See RESTRICTIONS ON WITHDRAWALS.
Please read this prospectus and keep it for future reference.
The Securities and Exchange Commission ("SEC") maintains a Web site (http://www.sec.gov) that contains
material incorporated by reference and other information regarding registrants that file electronically with the
SEC.
Neither the Securities and Exchange Commission nor any state securities commission has approved or
disapproved of these securities or determined if this prospectus is accurate or complete. Any representation
to the contrary is a criminal offense.
Pruco Life Insurance Company
213 Washington Street
Newark, New Jersey 07102-2992
Telephone: (800) 778-2255
PRPA-1 Ed 5-2009