Annual Report 2012 - Bank Sarasin

5.8 Credit risks: total exposure to credit risk / geographical credit risk
CHF 000 Switzerland Europe Middle Americas Other 31.12.2012
East and Asia
Due from banks 837,287 1,376,017 233,869 143,764 12,098 2,603,035
Loans and advances 3,160,034 1,756,148 1,695,580 2,051,849 154,074 8,817,685
Debt instruments 271,918 1,527,100 871,459 213,069 149,721 3,033,267
Other assets 92,563 20,089 12,629 10,823 1,433 137,537
Derivative financial instruments 17,020 101,324 20,318 10,405 2,989 152,056
Subtotal 4,378,822 4,780,678 2,833,855 2,429,910 320,315 14,743,580
Contingent liabilities 68,922 25,888 26,748 26,623 2,688 150,869
Irrevocable commitments 24,754 0 0 0 0 24,754
Liabilities for calls on shares and other equities 8,910 0 0 0 0 8,910
Add-ons 36,530 54,134 17,588 4,183 4,347 116,782
Total credit risk exposure 4,517,938 4,860,700 2,878,191 2,460,716 327,350 15,044,895
CHF 000 Switzerland Europe Middle Americas Other 31.12.2011
East and Asia
Due from banks 757,994 1,432,164 294,529 64,655 22,587 2,571,929
Loans and advances 3,188,279 1,743,725 2,000,885 2,871,032 128,115 9,932,036
Debt instruments 320,544 2,060,373 526,450 91,021 102,301 3,100,689
Other assets 91,594 23,320 16,789 5,893 1,182 138,778
Derivative financial instruments 140,744 307,452 56,364 16,109 7,996 528,665
Subtotal 4,499,155 5,567,034 2,895,017 3,048,710 262,181 16,272,097
Contingent liabilities 199,185 129,411 50,254 79,172 3,989 462,011
Irrevocable commitments 17,743 485 0 0 523 18,751
Liabilities for calls on shares and other equities 8,923 0 0 0 0 8,923
Add-ons 32,425 58,026 10,563 5,149 2,512 108,675
Total credit risk exposure 4,757,431 5,754,956 2,955,834 3,133,031 269,205 16,870,457
The allocation of the credit risk is based on the ‘Ultimate Risk’ principle of the Swiss National Bank. Receivables are accordingly allocated to the country in which the risk ultimately lies.
Bank Sarasin & Co. Ltd, Annual Report 2012 | 76