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THE MEMOIRS OF MUSTAPHA HUSSAIN - Malaysia Today

THE MEMOIRS OF MUSTAPHA HUSSAIN - Malaysia Today

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386 Memoirs of Mustapha Hussain<br />

Seremban, Selangor and Negeri Sembilan. I travelled daily to cooperatives<br />

near home, in Ipoh, Kuala Kangsar and Teluk Intan. On weekends,<br />

I tackled out-of-state clients and stayed two or three nights away<br />

each time.<br />

I was progressing without any competition for almost fifteen years<br />

until the early seventies, when the <strong>Malaysia</strong>n Co-operative Insurance<br />

Society Ltd (MCIS) introduced a similar scheme, the Salary Deduction<br />

Scheme (SDS), which allowed teachers and government employees to<br />

make simple salary deductions directly through their headmasters or<br />

department chiefs. My business suffered seriously. It goes without saying<br />

that my family and I suffered a great deal from this new blow. Now<br />

(1976), I am still earning a livelihood underwriting insurance, but very<br />

little compared to those days and I am already in my late sixties.<br />

But I am thankful to God that despite the many hurdles faced in<br />

introducing insurance to the Malays, I was a ‘top ten’ agent at least ten<br />

times and have attended conventions in Singapore, Bangkok, and Hong<br />

Kong. I have won several silver plaques. Seven ‘Million Dollar Club<br />

Member’ gold medals I received were made into pendants for my<br />

daughters. I also have hundreds of certificates, and am proud to have been<br />

a Malay pioneer in the insurance industry.<br />

One of the fulfilling aspects of my job was helping widows and<br />

orphans begin a new life. In those years, the economic standing of the<br />

Malays was deplorable. Almost no one had any savings. So the insurance<br />

money I handed over was about their only life savings, to help the family<br />

lead a new life without their departed loved ones. My advice to new<br />

agents is: be honest and sincere, helping those in trouble is something<br />

every religion encourages. In my efforts to look for potential clients and<br />

to hand over cheques to orphans and widows, I have gone into almost<br />

every corner of every Malay village, big and small, where I have been<br />

exposed to acute poverty and suffering. At that time, an acute awareness<br />

of Malay economic deprivation seared my heart.<br />

Notes<br />

1. Translator’s note: This house had a dirt kitchen floor. When it rained, water poured<br />

in not only through the roof but also through the walls, which had to be patched<br />

with plastic sheets. It was always cold at night. Rain often fell on our blankets as<br />

we slept wherever we could in the tiny house with just one bedroom. There were<br />

twelve of us. Yet this house held good memories for me. It was just outside the<br />

Kampung Jana Malay School. Everyday, I would hang on to the school fence wishing<br />

to join the schoolchildren. As a result, I was sent to school at the tender age of five.<br />

2. I have been fighting for women’s equal employment rights since 1953, and now, in<br />

1976, I am pleased that things are going better for the women of <strong>Malaysia</strong>.

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