Year 2007

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North Eastern Region: Khon Kaen 345 Moo 4, Prachasamosorn Road, Naimuang, Muang, Khon Kaen 40000 Tel. 0 4333 8900-4 Fax: 0 4333 8905 Northern Region: Chiang Rai 53/16 Phaholyothin Road, Robvieng Muang, Chiang Rai 57000 Tel. 0 5375 6952 Fax: 0 5375 6953 Nakhon Ratchasima 22/6 Mittraphab Road, Naimuang, Muang, Nakhon Ratchasima 30000 Tel. 0 4426 9224-8 Fax: 0 4426 9223 Micro Branches Central Region: La Salle 1043 La Salle Road, Bangna, Bangkok 10260 Tel. 0 2745 8805-6 Fax: 0 2745 8807 Chachoengsao 92/5 Maha Chakkraphat Road, Namuang, Muang, Chachoengsao 24000 Tel. 0 3853 6102 Fax: 0 3853 6103 Saraburi 625/5 Pichaironarongsongkham Road, Pakprew, Muang, Saraburi 18000 Tel. 0 3631 9097-8 Fax: 0 3631 9098 Nakhon Sawan 282/12 Moo 10, Phaholyotin Road, Nakhon Sawan Tok, Muang, Nakhon Sawan 60000 Tel. 0 5622 8459 Fax: 0 5622 8460 Kanchanaburi 591 Saengchuto Tai Road, Pakpraek, Muang, Kanchanaburi 71000 Tel. 0 3462 3390-1 Fax: 0 3462 3391 Southern Region : Nakhon Si Thammarat 8/17 Pattanakarn Khukhwang, Naimuang Muang, Nakhon Si Thammarat 80000 Tel. 0 7532 4899 Fax: 0 7532 4897 Eastern Region: Chon Buri 40/18 Moo 9 Sukprayoon Road, Napa, Muang, Chon Buri 20000 Tel. 0 3820 5343 Fax: 0 3820 5342 Rayong 307/29 Sukhumvit Road, Noenphra, Muang, Rayong 21000 Tel. 0 3880 8699 Fax: 0 3861 8811 North Eastern Region: Udon Thani 572/4 Udon-Khon Kaen Road, Banjun Muang, Udon Thani 41000 Tel. 0 4234 1040 Fax: 0 4234 1041 Ubon Ratchathani 217/1 Phadaeng Road, Naimuang Muang, Ubon Ratchathani 34000 Tel. 0 4524 3221 Fax: 0 4524 5291 112
Motor Claims Service Centers Central Region: Nakhon Pathom Bangkok Life Assurance Building, Nakhon Pathom Branch 160/22-23 Moo 1, Songphon Road, Lumpaya, Muang, Nakhon Pathom 73000 Mobile 08 1983 2231 Suphan Buri Bangkok Insurance Public Co., Ltd., Agent Office 275/13 Malaiman Road, Sanamchai, Muang, Suphan Buri 72000 Mobile 08 1983 2237 Pranburi Bangkok Insurance Public Co., Ltd., Agent Office 267 Moo 2, Phetkasem Road, Nongtatam, Pranburi, Prachuabkirikhan 77120 Mobile 08 1983 2207 Northern Region: Lampang Bangkok Insurance Public Co., Ltd., Agent Office 79/3-1 Phaholyothin Road, Sobtui, Muang, Lampang 52100 Mobile 08 1983 0214 Uttaradit Bangkok Insurance Public Co., Ltd., Agent Office 2/85 Padwaree Road, Tha - It, Muang, Uttaradit 53000 Mobile 08 1928 7952 Southern Region: Chumphon Bangkok Life Assurance Building, Chumphon Branch 181 Kromluang Road, Ta Tapao, Muang, Chumphon 86000 Mobile 08 1928 8092 Krabi Bangkok Life Assurance Building, Krabi Branch 2-4 Maharaj Road, Paknam, Muang, Krabi 81000 Mobile 08 1928 8079 Eastern Region: Chanthaburi Bangkok Life Assurance Building, Chanthaburi Branch 29/10-11 Phrayatrang Road, Wat Mai, Muang, Chanthaburi 22000 Mobile 08 1928 8071 North Eastern Region: Burirum Sathien Garage Ltd., Partnership 451/63 Jira Road, Naimuang Muang, Burirum 31000 Mobile 08 1928 7980 Sakon Nakhon Bangkok Life Assurance Building, Sakon Nakhon Branch 474/1-2 Jaipasuk Road, Thatchoengchom, Muang, Sakon Nakhon 47000 Mobile 08 1928 7967 BKI Care Station Central Rattanathibet 2 nd Floor Tel. 0 2525 4566, 08 1875 0203 Silom Complex 3 rd Floor Tel. 0 2632 0194, 08 9204 9798 Central Pinklao 2 nd Floor Tel. 0 2884 8282, 08 4751 7179 Central Phuket 2 nd Floor Tel. 0 7624 8084, 08 1737 0053 The Mall Bangkapi 2 nd Floor Tel. 0 2363 3157, 08 4874 3926 Fashion Island 1 st Floor Tel. 0 2947 5670, 08 1373 7951 Central Rama II 2 nd Floor Tel. 0 2872 4060, 08 1373 8400 113
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CONTENTS FINANCIAL HIGHLIGHTS MESSA
Page 5 and 6:
2007 2006 Change 2007 For The Year
Page 7 and 8:
The year 2008, therefore, is anothe
Page 9 and 10:
In 2007, the Company developed a nu
Page 11 and 12:
Marketing and Competition in 2007 F
Page 13 and 14:
Nevertheless, there are still many
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2. Underwriting Risks Thailand has
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6.2 Interest Rate Risk As at Decemb
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Active Care Uniform Care Service Un
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(Baht : million) 2007 2006 Change N
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The net investment income in 2007 w
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to industrial all risks insurance.
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Investments in non-listed securitie
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INVESTMENTS IN SECURITIES Investmen
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THREE YEARS REVIEW (Baht’000) 200
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BOARD OF DIRECTORS AND BOARD OF DIR
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Mr. Suvarn Thansathit Independent D
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MANAGEMENT COMMITTEE AND MANAGEMENT
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Miss Pagamas Charusathien Senior Vi
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Mr. Boonkird Chirapathama Senior Vi
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FIRST VICE PRESIDENT AND VICE PRESI
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ASSISTANT VICE PRESIDENT 1. Mr. Cha
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SOCIAL ACTIVITIES IN 2007 Continuin
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Scholarship Grants to Poor Students
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REPORT OF THE AUDIT COMMITTEE The B
Page 54 and 55:
REPORT ON THE BOARD OF DIRECTOR’S
Page 56 and 57:
BALANCE SHEETS As at December 31, 2
Page 58 and 59:
INCOME STATEMENTS Financial stateme
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INCOME STATEMENTS Separate financia
Page 62 and 63: STATEMENTS OF CHANGES IN SHAREHOLDE
Page 64 and 65: STATEMENTS OF CASH FLOWS For the ye
Page 66 and 67: 4. Significant Accounting Policies
Page 68 and 69: 4.9 Unearned premium reserve Unearn
Page 70 and 71: Investments in debt securities as a
Page 72 and 73: 7.2 Summarised financial informatio
Page 74 and 75: (Baht’000) 2007 2006 Investments
Page 76 and 77: 12. Intangible Assets (Baht’000)
Page 78 and 79: 18. Basic Earnings Per Share Basic
Page 80 and 81: Foreign Currency Risk The Company
Page 82 and 83: Debtors, overdue under 3 months, fo
Page 84 and 85: FINANCIAL RATIO 2007 2006 2005 Fina
Page 86 and 87: SHAREHOLDING IN OTHER COMPANIES Inv
Page 88 and 89: THE MANAGEMENT Management Structure
Page 90 and 91: Name Position No. Of Attendance/ An
Page 92 and 93: The Management Committee is made up
Page 94 and 95: SHAREHOLDINGS STRUCTURE Breakdown o
Page 96 and 97: Shareholding of Management Committe
Page 98 and 99: PRINCIPLES OF GOOD CORPORATE GOVERN
Page 100 and 101: For every shareholder’s meeting,
Page 102 and 103: Customers The Company offers variou
Page 104 and 105: 4.3 Role and Duty Performance of th
Page 106 and 107: (4) The Company’s Secretary The C
Page 108 and 109: - The Use of Insider Information In
Page 110 and 111: 5.5 Procedure on the Determination
Page 114: LINES OF BUSINESS Fire & Allied Lin
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Year 2007

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