Year 2007

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LINES OF BUSINESS Fire & Allied Lines Marine - Marine Hull Insurance - Carriers’ Liability Insurance - Marine Cargo Insurance Motor Vehicle - Compulsory Insurance - Voluntary Insurance Miscellaneous - Money Insurance - Workmen’s Compensation Insurance - Burglary Insurance - Employer’s Liability Insurance - All Risks Insurance - Directors’ and Officers’ Liability Insurance - Plate Glass Insurance - Medical Malpractice Liability Insurance (Practitioners) - Golfer’s Indemnity Insurance - Medical Malpractice Liability Insurance (Institution) - Neon Sign Insurance - Professional Liability Insurance Architects and Engineers - Home Multicover Insurance - Trade Credit Insurance - Shop Multicover Insurance - Terrorism Insurance - Fidelity Guarantee Insurance - Personal Accident Insurance - Bail Bond Insurance - Travel Accident Insurance - Gold Shop Insurance - Personal Accident and Health Insurance - Jewellry Block Insurance - Cancer Insurance - Contractor’s All Risks Insurance - Hospital Cash Benefit Insurance - Erection All Risks Insurance - Avian Infuenza Insurance - Machinery Breakdown Insurance - Group Accident and Health Insurance - Boiler & Pressure Vessel Insurance - Group Personal Accident Insurance - Contractors’ Plant All Risks Insurance - Comprehensive Travel Accident Insurance - Electronic Equipment Insurance - Critical Illness Insurance - Public Liability Insurance - Loan Protection Insurance Aviation - Aircraft Hull, Spares & Liability Insurance - Loss of License Insurance - Airport Owners and Operators Liability Insurance - Aviation Hull Deductible Insurance - Aviation Personal Accident Insurance - Aviation Hull War Risks & Allied Perils Insurance Reinsurance - Facultative Reinsurance - Treaty Reinsurance OTHER REFERENCE PERSONS Securities Registra Thailand Securities Depository Co., Ltd. 4, 7 th Fl. The Stock Exchange of Thailand Building, 62 Rachadapisek Road, Klongtoey, Bangkok 10110 Tel. 0 2229 2800, 0 2654 5599 Fax: 0 2359 1259 email: contact.tsd@set.or.th www.tsd.co.th Trustee -None- Auditor Mr. Sophon Permsirivallop Ernst & Young Office Limited 33 rd Floor, Lake Rajada Office Complex 193/136-137 Rajadapisek Road Klongtoey, Bangkok 10110 Tel. 0 2264 0777, 0 2661 9190 Fax: 0 2264 0789-90, 0 2661 9192 email: ernstyoung.thailand@th.ey.com C.P.A (Thailand) Registration No. 3182 Legal Adviser Manukit Low Office 59/6 Suapa Road, Bangkok 10100 Tel. 0 2221 6226 Fax: 0 2221 3191 Financial Adviser -None- Adviser or Management Team Under Agreement -None- Principal Financial Institution Bangkok Bank Public Co., Ltd. 114
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CONTENTS FINANCIAL HIGHLIGHTS MESSA
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2007 2006 Change 2007 For The Year
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The year 2008, therefore, is anothe
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In 2007, the Company developed a nu
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Marketing and Competition in 2007 F
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Nevertheless, there are still many
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2. Underwriting Risks Thailand has
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6.2 Interest Rate Risk As at Decemb
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Active Care Uniform Care Service Un
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(Baht : million) 2007 2006 Change N
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The net investment income in 2007 w
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to industrial all risks insurance.
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Investments in non-listed securitie
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INVESTMENTS IN SECURITIES Investmen
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THREE YEARS REVIEW (Baht’000) 200
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BOARD OF DIRECTORS AND BOARD OF DIR
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Mr. Suvarn Thansathit Independent D
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MANAGEMENT COMMITTEE AND MANAGEMENT
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Miss Pagamas Charusathien Senior Vi
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Mr. Boonkird Chirapathama Senior Vi
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FIRST VICE PRESIDENT AND VICE PRESI
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ASSISTANT VICE PRESIDENT 1. Mr. Cha
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SOCIAL ACTIVITIES IN 2007 Continuin
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Scholarship Grants to Poor Students
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REPORT OF THE AUDIT COMMITTEE The B
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REPORT ON THE BOARD OF DIRECTOR’S
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BALANCE SHEETS As at December 31, 2
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INCOME STATEMENTS Financial stateme
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INCOME STATEMENTS Separate financia
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STATEMENTS OF CHANGES IN SHAREHOLDE
Page 64 and 65: STATEMENTS OF CASH FLOWS For the ye
Page 66 and 67: 4. Significant Accounting Policies
Page 68 and 69: 4.9 Unearned premium reserve Unearn
Page 70 and 71: Investments in debt securities as a
Page 72 and 73: 7.2 Summarised financial informatio
Page 74 and 75: (Baht’000) 2007 2006 Investments
Page 76 and 77: 12. Intangible Assets (Baht’000)
Page 78 and 79: 18. Basic Earnings Per Share Basic
Page 80 and 81: Foreign Currency Risk The Company
Page 82 and 83: Debtors, overdue under 3 months, fo
Page 84 and 85: FINANCIAL RATIO 2007 2006 2005 Fina
Page 86 and 87: SHAREHOLDING IN OTHER COMPANIES Inv
Page 88 and 89: THE MANAGEMENT Management Structure
Page 90 and 91: Name Position No. Of Attendance/ An
Page 92 and 93: The Management Committee is made up
Page 94 and 95: SHAREHOLDINGS STRUCTURE Breakdown o
Page 96 and 97: Shareholding of Management Committe
Page 98 and 99: PRINCIPLES OF GOOD CORPORATE GOVERN
Page 100 and 101: For every shareholder’s meeting,
Page 102 and 103: Customers The Company offers variou
Page 104 and 105: 4.3 Role and Duty Performance of th
Page 106 and 107: (4) The Company’s Secretary The C
Page 108 and 109: - The Use of Insider Information In
Page 110 and 111: 5.5 Procedure on the Determination
Page 112 and 113: North Eastern Region: Khon Kaen 345
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Year 2007

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