Year 2007

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Scholarship Grants to Poor Students Mobile Medical Service Blood Donation The Organization of a Charity Golf Competition The Company organized a charity golf competition among its management, customers and business partners for a royal cup of Her Royal Highness Crown Princess Sirindhorn. All the proceeds derived were offered as a contribution to the Chai Pattana Foundation. Charity Bowling Contest The Company held a charity bowling contest among its management, customers and business partners for a royal cup of Her Royal Highness Crown Princess Sirindhorn. All the proceeds received were offered as a contribution to the Chai Pattana Foundation. Based on an implementation of virtuous activities in the “Continuing Our 60 Years’ Legacy of Good Deeds” project, the Company collected Baht 30 million in 2007 to contribute to the Chai Pattana Foundation for the construction of school buildings, as well as the development of schools in the Chai Pattana Foundation project. In 2008, another Baht 30 million will be offered as a contribution for the construction and development of schools in the Royal project. The two contributions amount to Baht 60 million. Annual Activities Contributions to Foundations On the occasion of His Majesty the King’s Birthday, the Company offered contributions to the following foundations or projects. - A contribution of Baht 1.7 million to the Ananda Mahidol Foundation. - A contribution of Baht 1.7 million to the Chai Pattana Foundation. - A contribution of Baht 0.8 million to the “Graduates Go Home” project. Mobile Medical Service In 2007, the Company’s management, together with a medical team from Bumrungrad Hospital, provided a mobile medical service and distributed necessities to the rural people of Sakon Nakhon and Mukdahan provinces, with a budget of over Baht 1.2 million. 50
Remodeled the school’s landscape to create a sound environment Concentrate forces to build schools to be offered to the King BKI Care Club Scholarship Grants to Poor Students The Company has granted scholarships to worthy but poor students for their university education. In 2007, 21 scholarships and payment for continuous study, totaling over Baht 3.8 million, were granted to students and covered tuition fees as well as expenses for food, accommodation and others. Such scholarships have been granted since 1994. Blood Donation More than 200 members of the Company’s management and staff annually donate blood to the Red Cross Society on the occasion of the Company’s operation anniversary. Activities for Public Benefit - Over 100 members of the Company’s management and staff repaired and modified the buildings and classrooms, and also remodeled the landscape to create a sound environment, at Pathom Vittayakarn School, Phra Nakhon Si Ayuthaya province, which continually suffers from flooding. The expenses incurred by this work totaled over Baht 380,000. - The Company has contributed a total of Baht 1.2 million to the “Development of Archaeological Learning Sites of Ban Promthintai” project in Lop Buri province, for the exploration, excavation and construction of archaeological learning sites at Ban Promthintai, and also for the revival of the arts, culture and customs of Ban Promthintai’s community. - The Company has contributed an amount of Baht 300,000 to the “Concentrate Forces to Build Schools to be Offered to the King” project via JSL Company Limited’s Jor Jai program. The proceeds derived will be spent on equipment for satellite signal reception to be given to the Long-Distance Education via Satellite Foundation. The education has been granted by His Majesty the King and is broadcast live from Wang Klaikungvon School, Prachuab Kirikhan province, to schools in remote areas across the country. - The BKI Care Club, a team of volunteers conducting activities benefiting society, provided supplies and necessities such as rice, canned food and drinking water to the victims of community fires who had suffered great loss and damage. Above all, the Company is strongly determined to benefit society by enhancing its development and prosperity in parallel with business transactions. In this regard, the Thai population’s standard of living will be upgraded in a sustainable way, a goal to which the Company has always striven and will continue to do so. 51
Page 3 and 4: CONTENTS FINANCIAL HIGHLIGHTS MESSA
Page 5 and 6: 2007 2006 Change 2007 For The Year
Page 7 and 8: The year 2008, therefore, is anothe
Page 9 and 10: In 2007, the Company developed a nu
Page 11 and 12: Marketing and Competition in 2007 F
Page 13 and 14: Nevertheless, there are still many
Page 15 and 16: 2. Underwriting Risks Thailand has
Page 17 and 18: 6.2 Interest Rate Risk As at Decemb
Page 19 and 20: Active Care Uniform Care Service Un
Page 21 and 22: (Baht : million) 2007 2006 Change N
Page 23 and 24: The net investment income in 2007 w
Page 25 and 26: to industrial all risks insurance.
Page 27 and 28: Investments in non-listed securitie
Page 29 and 30: INVESTMENTS IN SECURITIES Investmen
Page 31: THREE YEARS REVIEW (Baht’000) 200
Page 34 and 35: BOARD OF DIRECTORS AND BOARD OF DIR
Page 36 and 37: Mr. Suvarn Thansathit Independent D
Page 38 and 39: MANAGEMENT COMMITTEE AND MANAGEMENT
Page 40 and 41: Miss Pagamas Charusathien Senior Vi
Page 42 and 43: Mr. Boonkird Chirapathama Senior Vi
Page 44 and 45: FIRST VICE PRESIDENT AND VICE PRESI
Page 46 and 47: ASSISTANT VICE PRESIDENT 1. Mr. Cha
Page 48 and 49: SOCIAL ACTIVITIES IN 2007 Continuin
Page 52 and 53: REPORT OF THE AUDIT COMMITTEE The B
Page 54 and 55: REPORT ON THE BOARD OF DIRECTOR’S
Page 56 and 57: BALANCE SHEETS As at December 31, 2
Page 58 and 59: INCOME STATEMENTS Financial stateme
Page 60 and 61: INCOME STATEMENTS Separate financia
Page 62 and 63: STATEMENTS OF CHANGES IN SHAREHOLDE
Page 64 and 65: STATEMENTS OF CASH FLOWS For the ye
Page 66 and 67: 4. Significant Accounting Policies
Page 68 and 69: 4.9 Unearned premium reserve Unearn
Page 70 and 71: Investments in debt securities as a
Page 72 and 73: 7.2 Summarised financial informatio
Page 74 and 75: (Baht’000) 2007 2006 Investments
Page 76 and 77: 12. Intangible Assets (Baht’000)
Page 78 and 79: 18. Basic Earnings Per Share Basic
Page 80 and 81: Foreign Currency Risk The Company
Page 82 and 83: Debtors, overdue under 3 months, fo
Page 84 and 85: FINANCIAL RATIO 2007 2006 2005 Fina
Page 86 and 87: SHAREHOLDING IN OTHER COMPANIES Inv
Page 88 and 89: THE MANAGEMENT Management Structure
Page 90 and 91: Name Position No. Of Attendance/ An
Page 92 and 93: The Management Committee is made up
Page 94 and 95: SHAREHOLDINGS STRUCTURE Breakdown o
Page 96 and 97: Shareholding of Management Committe
Page 98 and 99: PRINCIPLES OF GOOD CORPORATE GOVERN
Page 100 and 101:
For every shareholder’s meeting,
Page 102 and 103:
Customers The Company offers variou
Page 104 and 105:
4.3 Role and Duty Performance of th
Page 106 and 107:
(4) The Company’s Secretary The C
Page 108 and 109:
- The Use of Insider Information In
Page 110 and 111:
5.5 Procedure on the Determination
Page 112 and 113:
North Eastern Region: Khon Kaen 345
Page 114:
LINES OF BUSINESS Fire & Allied Lin
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Year 2007

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