Vol. 1(2) SEP 2011 - SAVAP International

Academic Research International
ISSN: 2223-9553
Volume 1, Issue 2, September 2011
Among scholars, it is perceived that microcredit have a definite impact in escalating women’s
awareness regarding their autonomy and empowerment. To see the impact of the microcredit on
women’s awareness few questions were asked and analysis of these questions is presented in the table
no. 3. In the first question it was asked about the immediate use of the microcredit, in response to this
question majority (37%) respondents said that their prime concern was to fufill the financial needs of
the household. In response to second question majority (77%) respondents said that the microcredit
has positively affected their maternal health care services utilization. Majority (68%) of the
respondents said that after getting microcredit they were able to take care of their children’s medical
needs and they took care of the immunization of their children. Fourth question was asked regarding
their awareness regarding children’s education; majority (84%) said that their awareness regarding the
education of their children increased due to the microcredit. A question was asked regarding the
impact of the microcredit on family planning behavior of the respondents, in response to this 73%
woman said that their awareness regarding family planning also increased due to the microcredit.
Majority (70%) women said that after getting microcredit their awareness regarding legal rights
increased. According to CGAP (2011), “In Bangladesh, a survey of 1,300 clients and non-clients
showed that credit clients were significantly more empowered than non-clients in terms of their
physical mobility, ownership and control of productive assets (including land), involvement in
decision making, and awareness of legal and political issues.”
Q.1 Do you have self
identity
Table No. 4 Impact of Microcredit on Women Empowerment
f % c.f f % c.f
Q.5 Are you able to go for
shopping freely after taking
micro credit
To great extent 27 36.0 36.0 To great extent 28 37.3 37.3
To some extent 40 53.3 89.3 To some extent 37 49.3 86.7
Not at all 8 10.7 100.0 Not at all 10 13.3 100.0
Total 75 100.0 Total 75 100.0
Q.2 Do you think that
microcredit has changed
Q.6 Microcredit helped to
your position within the
improve your literacy levels
family
To great extent 22 29.3 29.3 To great extent 21 28.0 28.0
To some extent 26 34.7 64.0 To some extent 41 54.7 82.7
Not at all 27 36.0 100.0 Not at all 13 17.3 100.0
Total 75 100.0 Total 75 100.0
Q.3 Do you think that your
decision making power
within the family
increased
Q.7 Are you autonomous to
make decisions regarding
personal issues
To great extent 31 41.3 41.3 Strongly Agree 33 44.0 45.8
To some extent 33 44.0 85.3 Agree 22 29.3 76.4
Not at all 11 14.7 100.0 neutral 8 10.7 87.5
Total 75 100.0 Strongly Disagree 9 12.0
Missing value 3 4.0
Q.4 Are you consulted in
family budgeting
To great extent 30 40.0 40.0
To some extent 31 41.3 81.3
Not at all 14 18.7 100.0
Total 75 100.0
Total 75 96.0
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