201504 CM April
THE CICM JOURNAL FOR CONSUMER AND COMMERCIAL CREDIT PROFESSIONALS
THE CICM JOURNAL FOR CONSUMER AND COMMERCIAL CREDIT PROFESSIONALS
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“People are always blaming their circumstances for<br />
what they are. I don’t believe in circumstances.<br />
The people who get on in this world are the people who<br />
get up and look for the circumstances they want, and if<br />
they can’t find them, make them.’’<br />
– GEORGE BERNARD SHAW<br />
Ownership – you are the driving force for<br />
how you behave in the workplace. Be confident<br />
in your skills set and make sure you can adapt to<br />
the changing nature of today’s business…<br />
– VICKY BAILEY<br />
The recognised standard in credit management<br />
www.cicm.com <strong>April</strong> 2015 31
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