201504 CM April
THE CICM JOURNAL FOR CONSUMER AND COMMERCIAL CREDIT PROFESSIONALS
THE CICM JOURNAL FOR CONSUMER AND COMMERCIAL CREDIT PROFESSIONALS
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SOAPBOX CHALLENGE<br />
MANNERS MAKETH<br />
DIGITAL<br />
Glen Bullivant FCI<strong>CM</strong> has an issue with<br />
smartphones, or rather smartphone users.<br />
SOAPBOX<br />
challenge<br />
YOU may well ask why it is that you<br />
have not heard anything from me<br />
for a little while, and to be honest, I<br />
am going to tell you even if you have<br />
not asked. Hitherto, I have always waited<br />
for the signal from the Journal bunker and<br />
the steer towards the subject matter as<br />
specified by the Editorial Grand Master. The<br />
silence being deafening, I accepted my fall<br />
from grace with only marginal grumpiness –<br />
until the other week, that is.<br />
At the very splendid posh frock do in<br />
London, me and himself exited the venue<br />
at about the same time, me all poise and<br />
elegance and himself, it has to be said,<br />
looking a tad frayed around the edges.<br />
He muttered something about having<br />
just flown in from Dubai that afternoon<br />
by way of explanation, though I suspect<br />
that a glass or three of Chardonnay and<br />
a peck on the cheek from the glamorous<br />
co-host had done little to improve the<br />
jet-lag recovery. “Where’s your article?” – a<br />
command rather than a question. “What<br />
do you want?” – a meek enquiry as I know<br />
my place. Negotiating his way past two<br />
security guards (who would not have been<br />
out of place as extras in Die Hard 5), he<br />
briefly turned his head and said: “get on<br />
your soapbox”.<br />
Now it is funny he should have<br />
said that, because of late, something<br />
has been annoying me. Smartphones.<br />
Now before you start shouting Luddite,<br />
Dinosaur or some such similar derogatory<br />
condemnation of an old duffer, let me be<br />
more precise – smartphone users. I have a<br />
smartphone and I would not be without it.<br />
I love it and I use it, though I would be the<br />
first to confess that perhaps I do not utilise<br />
every function of which it is capable. Be<br />
that as it may, it goes everywhere with me<br />
and I would not be without it (though I do<br />
remember vaguely that somehow or other<br />
we coped before their introduction).<br />
We have all got used to the loud<br />
conversations on trains – a stern look<br />
usually suffices – and we mostly accept<br />
the need to stand right in front of the<br />
baked beans in Sainsburys while taking<br />
instructions digitally from ‘er indoors.<br />
The two smartphone cardinal sins from<br />
my perspective come under the general<br />
headings of awareness and manners.<br />
Awareness – knowledge or perception<br />
of a situation or fact. Credit managers know<br />
all about awareness, or they should do in<br />
so far as knowing what is going on is stock<br />
in trade. Something about the smartphone,<br />
however, appears to shroud awareness in<br />
an impenetrable fog – I see them and their<br />
owners wandering blissfully across Oxford<br />
Street without a care in the world. I know<br />
not whether it is a text received, one being<br />
sent or an ardent desire to reach the next<br />
level in Candy Crush, but both phone and<br />
owner are totally oblivious to big red buses,<br />
black cabs, courier motorcycles or anything<br />
else potentially lethal. If the earphones are<br />
implanted, they cannot hear anything either<br />
other than Ellie Goulding or Mark Ronson<br />
(whoever they are).<br />
The pavement is no safer – they walk,<br />
or rather amble, directly towards me, and<br />
it is for me to take the required avoiding<br />
action because in their now world, I just<br />
do not exist. More annoying is the sixth<br />
sense that they appear, in some cases, to<br />
have developed – a sort of radar, which<br />
means as I move slightly to the left to<br />
prevent collision, they move without reason<br />
it appears to their right. Bump – I am so<br />
sorry, I do beg your pardon. Why am I<br />
apologising?<br />
Manners – a) a way in which a thing is<br />
done or happens; b) a person’s outward<br />
bearing or way of behaving towards others.<br />
This section requires me to put another<br />
soapbox on top of the one I have already<br />
mounted, because smartphones and<br />
manners just do not compute. Consumers<br />
have high demands when it comes to<br />
customer service as indeed do B2B<br />
customers. Credit managers know that as<br />
well – in fact no one understands customer<br />
service better than credit managers.<br />
We may now be heading towards the<br />
standard of customer service we deserve<br />
due to the smartphone owner who has no<br />
regard for manners or common courtesy.<br />
The phone is glued to the ear when at the<br />
railway ticket office, post office counter,<br />
shop, bank or just about anywhere when<br />
the situation requires the smartphone owner<br />
and the member of staff to interact, i.e. talk.<br />
No call is that urgent or important that the<br />
phone cannot be put away for just a minute<br />
while the staff member receives the respect<br />
and courtesy he or she deserves. Bear with,<br />
bear with…..no, not me, matey<br />
.Glen Bullivant FCI<strong>CM</strong><br />
Do you have an issue worthy of the soapbox challenge? If you do, the editor would love to hear from you.<br />
Send your email to editorial@cicm.com or andrew.morris@cicm.com<br />
The recognised standard in credit management<br />
www.cicm.com <strong>April</strong> 2015 43