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THE CICM JOURNAL FOR CONSUMER AND COMMERCIAL CREDIT PROFESSIONALS

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SOAPBOX CHALLENGE<br />

MANNERS MAKETH<br />

DIGITAL<br />

Glen Bullivant FCI<strong>CM</strong> has an issue with<br />

smartphones, or rather smartphone users.<br />

SOAPBOX<br />

challenge<br />

YOU may well ask why it is that you<br />

have not heard anything from me<br />

for a little while, and to be honest, I<br />

am going to tell you even if you have<br />

not asked. Hitherto, I have always waited<br />

for the signal from the Journal bunker and<br />

the steer towards the subject matter as<br />

specified by the Editorial Grand Master. The<br />

silence being deafening, I accepted my fall<br />

from grace with only marginal grumpiness –<br />

until the other week, that is.<br />

At the very splendid posh frock do in<br />

London, me and himself exited the venue<br />

at about the same time, me all poise and<br />

elegance and himself, it has to be said,<br />

looking a tad frayed around the edges.<br />

He muttered something about having<br />

just flown in from Dubai that afternoon<br />

by way of explanation, though I suspect<br />

that a glass or three of Chardonnay and<br />

a peck on the cheek from the glamorous<br />

co-host had done little to improve the<br />

jet-lag recovery. “Where’s your article?” – a<br />

command rather than a question. “What<br />

do you want?” – a meek enquiry as I know<br />

my place. Negotiating his way past two<br />

security guards (who would not have been<br />

out of place as extras in Die Hard 5), he<br />

briefly turned his head and said: “get on<br />

your soapbox”.<br />

Now it is funny he should have<br />

said that, because of late, something<br />

has been annoying me. Smartphones.<br />

Now before you start shouting Luddite,<br />

Dinosaur or some such similar derogatory<br />

condemnation of an old duffer, let me be<br />

more precise – smartphone users. I have a<br />

smartphone and I would not be without it.<br />

I love it and I use it, though I would be the<br />

first to confess that perhaps I do not utilise<br />

every function of which it is capable. Be<br />

that as it may, it goes everywhere with me<br />

and I would not be without it (though I do<br />

remember vaguely that somehow or other<br />

we coped before their introduction).<br />

We have all got used to the loud<br />

conversations on trains – a stern look<br />

usually suffices – and we mostly accept<br />

the need to stand right in front of the<br />

baked beans in Sainsburys while taking<br />

instructions digitally from ‘er indoors.<br />

The two smartphone cardinal sins from<br />

my perspective come under the general<br />

headings of awareness and manners.<br />

Awareness – knowledge or perception<br />

of a situation or fact. Credit managers know<br />

all about awareness, or they should do in<br />

so far as knowing what is going on is stock<br />

in trade. Something about the smartphone,<br />

however, appears to shroud awareness in<br />

an impenetrable fog – I see them and their<br />

owners wandering blissfully across Oxford<br />

Street without a care in the world. I know<br />

not whether it is a text received, one being<br />

sent or an ardent desire to reach the next<br />

level in Candy Crush, but both phone and<br />

owner are totally oblivious to big red buses,<br />

black cabs, courier motorcycles or anything<br />

else potentially lethal. If the earphones are<br />

implanted, they cannot hear anything either<br />

other than Ellie Goulding or Mark Ronson<br />

(whoever they are).<br />

The pavement is no safer – they walk,<br />

or rather amble, directly towards me, and<br />

it is for me to take the required avoiding<br />

action because in their now world, I just<br />

do not exist. More annoying is the sixth<br />

sense that they appear, in some cases, to<br />

have developed – a sort of radar, which<br />

means as I move slightly to the left to<br />

prevent collision, they move without reason<br />

it appears to their right. Bump – I am so<br />

sorry, I do beg your pardon. Why am I<br />

apologising?<br />

Manners – a) a way in which a thing is<br />

done or happens; b) a person’s outward<br />

bearing or way of behaving towards others.<br />

This section requires me to put another<br />

soapbox on top of the one I have already<br />

mounted, because smartphones and<br />

manners just do not compute. Consumers<br />

have high demands when it comes to<br />

customer service as indeed do B2B<br />

customers. Credit managers know that as<br />

well – in fact no one understands customer<br />

service better than credit managers.<br />

We may now be heading towards the<br />

standard of customer service we deserve<br />

due to the smartphone owner who has no<br />

regard for manners or common courtesy.<br />

The phone is glued to the ear when at the<br />

railway ticket office, post office counter,<br />

shop, bank or just about anywhere when<br />

the situation requires the smartphone owner<br />

and the member of staff to interact, i.e. talk.<br />

No call is that urgent or important that the<br />

phone cannot be put away for just a minute<br />

while the staff member receives the respect<br />

and courtesy he or she deserves. Bear with,<br />

bear with…..no, not me, matey<br />

.Glen Bullivant FCI<strong>CM</strong><br />

Do you have an issue worthy of the soapbox challenge? If you do, the editor would love to hear from you.<br />

Send your email to editorial@cicm.com or andrew.morris@cicm.com<br />

The recognised standard in credit management<br />

www.cicm.com <strong>April</strong> 2015 43

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