2012 Annual Report & Financial Statements - UBA Plc

3
Highlights of 2012 Performance
Gross earnings Operating income Profit for the year
N220.1 billion N153.1 billion N54.8 billion
Up 34.4% year-on-year Up 28.7% year-on-year Up 905.3% year-on-year
Total Assets Total Deposits Owners’ equity
N2.27 trillion N1.78 trillion N192.5 billion
Up 17.6% year-on-year Up 21.4% year-on-year Up 17.5% year-on-year
Return on equity Return on assets Capital adequacy ratio
31.9% 2.6% 23.5%
Versus (4.5%) in prior year Versus (0.4%) in prior year Versus 21.7% in prior year
Cost-to-income ratio
Non-performing
loan ratio
Earnings per share
(kobo)
100
80
60
75.8%
89.2%
67.0%
6
5
4
3
5.7%
3.0%
200
150
100
166
40
20
2
1
1.9%
50
0
2010 2011 2012
0
2010 2011 2012
0
-8
-21
-50
2010 2011 2012