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STEP 3: Net Load CoefficientWe next compute a Net Load Coefficient (NLC) . To do this, look up yourhome's geometry factor (GF) in Table 1 (below). For example, if the house will havea total floor area of nearly 3000 square feet on three stories, the GF will be 5.7.Now multiply the GF by your house's floor area. Thus, if the floor area will be 2900square feet and the GF is 5.7, you multiply these two values to get 16,530. Finally,divide this result by the CF. If your CF is 2.0, for example you would divide 16,530by 2 to get 8265. This is your NLC.Table 1: Geometry Factor, GFSTEP 4: Load Collector RatioLocate your building site on the following Load Collector Ratio (LCR) map (Figure9). This will give you the lad collector ration (LCR) for your home. Note that foreach geographic zone, the LCR is expressed as a range. If your fuel costs are high,select the lowest number.346