Annual Report: - Gorenjska banka

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100 Gorenjska banka, d. d., Kranj Annual Report 2011 Financial Report In thousands of EUR 2011 2010 Net commission from investment services Income from commission for investment services for customers Commission from orders 40 33 Account maintenance fees 15 20 Cost of commission 55 53 Commision paid to the Central Clearing Corporation (KDD) and similar institutions 49 26 Commision paid to the stock exchange and similar institutions 43 49 92 75 Net commission from investment services (37) (22) 8. Net gains on financial assets and liabilities not measured at fair value through profit and loss Gains from available-for-sale financial assets (Note 20) - Gains from sale of financial assets 257 - - Transfer from revaluation reserve (Note 39) 911 220 Gains from loans 97 82 Gains from other financial liabilities mesasured at amortised cost Gains from held-to-maturity investments (Note 20) 18 79 - Gains from sale of financial assets (Note 23) 26,370 - - Transfer from revaluation reserve (Note 39) Losses from available-for-sale financial assets (Note 20) 5,289 - - Losses from sale of financial assets (32) (41) - Transfer from revaluation reserve (Note 39) (31) (52) Losses from loans (995) (85) Losses from other financial assets and liabilities (17) (17) 31,867 186 9. Net losses and gains on financial assets and liabilities held for trading Net losses from dealing with equity investments (4,048) (7,859) Net losses from dealing with debt securities (444) (108) Net gains from dealing in foreign currencies 243 147 Net gains/losses from derivatives (239) 5,868 Net losses from dealing with other financial assets - (453) (4,488) (2,405)
101 Gorenjska banka, d. d., Kranj Annual Report 2011 Financial Report In thousands of EUR 2011 2010 10. Gains and losses on financial assets and liabilities designated at fair value through profit or loss Gains on debt securities 1,106 1,710 Losses on debt securities (360) 746 1,710 11. Exchange differences revaluations Gains on exchange differences revaluations 6,803 7,857 Losses on exchange differences revaluations (6,829) (7,827) (26) 30 12. Other operating income Net gains on disposals of assets other than held for sale Gains on disposals of property and equipment 283 7 Losses on disposals of property and equipment (16) (1) Other operating net income 267 6 Rental income 293 327 Other operating income 144 585 Other operating expense (418) (356) 19 556 Total 286 562 13. Administration costs Staff costs: Gross salaries 12,436 12,145 Social security costs 847 845 State pension contribution 1,116 1,112 Other costs related to gross salaries 67 67 Other employee costs 1,772 2,215 Costs of materials and services: 16,238 16,384 Other professional services 5,458 5,946 Auditor services 42 48 Advisory services and other unauditor services 304 218 Repairs and maintenance expenses 618 630 Other costs of services 2,136 1,731 Costs of materials 999 1,062 9,557 9,635 Total 25,795 26,019 The number of persons employed by the Bank at 31 December 2011 was 422 (2010: 423).
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Annual Report: All that counts.
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Financial Report 51 Statement of ma
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6 Gorenjska banka, d. d., Kranj Ann
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Financial highlights International
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Statement of the President of the M
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Report of the Supervisory Board of
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Information regarding the adoption
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Management and Organizational Chart
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Business Network Gorenjska banka, d
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Knowledge. A veritable wealth of kn
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In 2011, the financial crisis again
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About the Gorenjska banka group Com
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About the associated company Skupna
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The Bank’s business policies by k
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Activities in the area of human res
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Securities portfolio management The
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Total comprehensive income, i.e. ne
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The Bank’s equity investment in t
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The figure below shows the structur
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Comprehensive savings products offe
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Social responsibility Sponsorships
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Data and explanations pursuant to A
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Other explanations Shareholders in
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Page 52 and 53: Statement of management’s respons
Page 54 and 55: Statement of financial position The
Page 56 and 57: Cash flow statement The notes on pa
Page 58 and 59: 2.1.1. Existing standards and inter
Page 60 and 61: Under this method, The Bank’s sha
Page 62 and 63: 2.4.1.4. Available for sale financi
Page 64 and 65: 2.9. Fee and commission income Fees
Page 66 and 67: 2.13. Accounting for leases 2.13.1.
Page 68 and 69: 2.19. Financial guarantee contracts
Page 70 and 71: In 2011, the Bank applied a model f
Page 72 and 73: Back office and risk management sec
Page 74 and 75: 4.1.2. Maximum exposure to credit r
Page 76 and 77: The total impairment provision for
Page 78 and 79: c) Loans and receivables past due a
Page 80 and 81: Loans to individuals are impaired a
Page 82 and 83: 4.1.6. Debt securities The table be
Page 84 and 85: The Bank has a defined absolute lim
Page 86 and 87: (in thousand of EUR) Up to 1-3 3-12
Page 88 and 89: To control liquidity risk, accounti
Page 90 and 91: 4.3.2. Derivative financial liabili
Page 92 and 93: 4.4. Estimated fair value of financ
Page 94 and 95: 4.4.3.1. Assets and liabilities mea
Page 96 and 97: In order to measure the fair value
Page 98 and 99: The table below contains a summary
Page 102 and 103: 102 Gorenjska banka, d. d., Kranj A
Page 114 and 115: According to Slovenian legislation
Page 120 and 121: 40. - 48. Other notes 40. Off-balan
Page 124: 124 Gorenjska banka, d. d., Kranj A
Page 132: Gorenjska banka, d. d., Kranj Bleiw
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Annual Report: - Gorenjska banka

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